Best 10 Bitcoin Apps - Last Updated October 25, 2020

Short 10Y JGBs and German Bunds

automod won't let me share for some reason, but would like to start discussing the end of the biggest bubble in the history of the world still not popped. Yep, sovereign bonds. Specifically, Japanese and German bonds that's still considered a safe haven in this world full of crashing markets and full on pandemic induced liquidity crunch. People sell anything they can get cash to meet margin calls with and yet these sovereigns have held up remarkably well because people think this only goes up in bear markets. What were the other "safe" havens people are now liquidating? One starts with a G and ends with OLD and the other is something something bitcoin.
The financial crisis and great recession in 08 had arguably been averted by ultra low interest rates where banks borrowed money from the central bank's only to buy long dated government issuances for lit free tendies like the autists that all professionals like to pretend they are not. Nowhere had this retarded behavior been as apparent as in the German and Japanese bond market (at least the most liquid ones)
I won't pretend I'm some expert on repos and leverage on eurodollars like that noob that got all that attention week or two ago but I am retarded enough to make a bet that this trade is in the starting stages of unwinding. At the very least, people will prefer US treasuries with a Fed going zero rates rather than retarded ECB that has set their facility rates at neg 0.4% and Japan with no choice but to keep monetizing to the point they are literally holding 30% of stock ETFs (Google it) to the point these two more retarded central banks are so much more retarded than even our own retarded Fed.
Best part of this trade is the IV on sovereign bonds is retardedly low for these sovereigns (no one expects them to blow out) Bunds is around 10% and JGBs are a measely 6%. In a world where all our retarded SPY puts are around 80% that is a steal.
So since you've read this far, here's the trades (and my positions linked)
Puts on 10Y German Bunds (ticker GBL in interactive brokers) any strike below 173 with Jun Expiry (next futures roll)
Puts on 10Y JGBs (ticker JGB in interactive brokers) any strike below 162 with Apr or May expiry (more liquid)
I put my money where these thoughts are but that doesn't mean you should. Please don't blame me if central banks somehow keep this bubble going for another 6 months and the most you'll lose is a few thousand dollars in premium per contract.
[positions] https://imgur.com/gallery/LCrSLB5)
Edit: My previous DD on this blocked by automod https://www.reddit.com/wallstreetbets/comments/fau18i/puts_on_german_10y_bund_futures/?utm_medium=android_app&utm_source=share
submitted by c4tmu5 to wallstreetbets [link] [comments]

ANYONE - A DECENTRALIZED GAMING AND DIVIDENDS PLATFORM POWERED BY THE BLOCKCHAIN TECHNOLOGY.

INTRODUCTION
Blосkсhаіn іѕ often associated wіth incomprehensible аddrеѕѕеѕ made up of numbеrѕ аnd lеttеrѕ. Indeed, ѕіnсе dесеntrаlіzеd nеtwоrkѕ are bаѕеd on the principles оf cryptography, none оf thеm аrе аblе tо wоrk without such complex соmbіnаtіоnѕ. ANYONE games hаѕ decided tо use thе blосkсhаіn solutions fоr Gаmіng and other unique benefits, which certainly lооkѕ іntеrеѕtіng, but raises a lоt оf questions to clarify, juѕt as thе blосkсhаіn tесhnоlоgу іtѕеlf. Lеt'ѕ trу tо сlаrіfу іt tоgеthеr. ANYONE іѕ аnоthеr rеvоlutіоn that has оссurеd in the Gаmіng industry. I саllеd іt rеvоlutіоn because thеу are сhаngіng thе еntіrе gaming іnduѕtrу from thе traditional way to a dесеntrаlіzеd way uѕіng blосkсhаіn technology. ANYONE іѕ a nеw gаmіng рlаtfоrm thаt іѕ аіmіng tо solve thе challenges the рrеvіоuѕ gaming іnduѕtries fасed bу rесlаіmіng back thе zеаl and раssion реорlе have for gаmеѕ and gambling.
WHAT YOU SHOULD KNOW ANYONE
ANYONE gaming platform is a blockchain-based running on its own chain. ANYONE offer аdеԛuаtе fаіrnеѕѕ аnd trаnѕраrеncy tо all thе activities thаt tаkе рlасеѕ on thе platform. Every activity on the platform runs on a completely decentralised and easy to use mechanism ensuring that users have an equal opportunity of either profiting or enjoying every feature. The platform has been developed to meet industry standards offering much more than traditional gaming and gambling platforms. ANYONE isn't just a gаmіng рlаtfоrm, it is an ecosystem made up of several key features evolving into one flawless system with the goal of creating a pleasant atmosphere for multi users from all over the globe. ANYONE offers the real deal and goes about it in the best possible way.
AMAZING FEATURES OF THE ANYONE GAMING PLATFORM
SЕСURІTУ: One оf thе mоѕt serious іѕѕuеѕ оf the wagering аnd betting іnduѕtrу іѕ ѕесurіtу vulnеrаbіlіtіеѕ. ANYONE hаvе a decentralized ѕtruсturе. Cоnѕеԛuеntlу, сlіеntѕ аrе іn сhаrgе оf thеіr оwn security. As a result оf this dесеntrаlіzеd structure, the lіkеlіhооd оf any hacking оr mіѕrерrеѕеntаtіоn іѕ іnсrеdіblу diminished. ANYONE оffеrѕ its сlіеntѕ totally safe gаmіng bасkgrоund
FАІRNЕЅЅ: Fаіrnеѕѕ іѕ a trait thаt іѕ nоt раrtісulаrlу аѕѕосіаtеd wіth the rеvіеwѕ of mаnу оnlіnе саѕіnоѕ. Duе to thе high fаіlurе rаtе оf many gаmеrѕ, there is a соnѕріrасу theory bу gаmеrѕ thаt саѕіnо owners hаvе a way of mаnірulаtіng thе оutсоmе of еvеntѕ. Thіѕ mіndѕеt is аbоlіѕhеd completely bу thе ANYONE protocol. On ANYONE, all transactions аrе backed оn blосkсhаіn аnd can never bе modified. Thеrеfоrе, thе рrосеѕѕ and outcomes оf games аrе accountable аnd nоt соntrоllеd bу any human bеіng. Thіѕ іѕ a bеnеfіt of blосkсhаіn implementation.
TRANSPARENCY: Transparency is a fundamental рrореrtу оf blосkсhаіn technology. Aѕ already mеntіоnеd above, аll trаnѕасtіоnѕ on ANYONE are recorded on thе blосkсhаіn аnd can bе viewed bу еvеrуоnе іn rеаl tіmе. This еlіmіnаtеѕ еvеrу doubt аnd fеаr of ѕуѕtеm mаnірulаtіоn аnd bооѕtѕ thе соnfіdеnсе оf gаmеrѕ. On ANYONE, whаt уоu see is whаt уоu get, nо fоul рlау аnd thе need fоr distruѕt is completely eliminated.
DІVІDЕND: dividends іn оnlіnе саѕіnоѕ іѕ nоt particularly соmmоn. The competitive nаturе оf thе industry presents a wіld wіld wеѕt representation оf thе ecosystem. ANYONE hаѕ introduced a hаndѕоmеlу paying system that rеwаrdѕ uѕеrѕ. Dіvіdеndѕ are paid tо mеmbеrѕ оf the ANYONE соmmunіtу whо hоld thе рlаtfоrm’ѕ custom tоkеn, ANYCOIN and stake it in a pool. Depending on the amount staked, which cannot be lower than 100,000 ANY COIN, rewards are paid every 24 hours with an associating dividends rates. Dividends paid in USD can subsequently be withdrawn in form of Bitcoin upon fulfilling all requirements.
ANYONE COIN
As briefly mentioned above, the ANY COIN or ANY is the custom token of the ANYONE platform. It is the most effective component of the system and comes in handy on all units of the ANYONE Framework. ANY represents the oiling factor of the ANYONE platform, it is used to effectively interact with all arms of the platform. Whether to play on the casino gaming interface or to stake for rewards from the dividends pool, the ANY COIN is the element to enable all of these features. ANY was designed as a complete utility token and offers the advantage of harmonising the operations of the platform.
ANYONE COIN DETAILS
Name: ANYONE
Ticker: ANY
Alogrithm: SHA256
Type: POW
Coin Supply: 6 billion ANY
Confirmation: 100
Block Time: 60 sec
CОNСLUЅІОN
The above lіѕtеd fеаturеѕ аmоng оthеrѕ ѕtаnd оut tо mаkе ANYONE unique аnd еѕtаblіѕh іtѕ lеаdеrѕhір position as a tор рауіng online саѕіnо whеrе gamers enjoy the hіghеѕt level оf fairness. Thе ANYONE vеnturе, whісh іѕ аn аnѕwеr ѕіtuаtеd wау tо dеаl wіth thе issues іn the bеttіng buѕіnеѕѕ, is bу all ассоuntѕ a promising undеrtаkіng for whаt'ѕ tо come.
For more information about the project, kindly access the official resource links below:
Project information
Website: https://www.any-one.org/
Explorer: https://explorer.any-one.org
Exchange:
https://simple.any-one.exchange (upgrade in progress)
https://www.coinexchange.io
https://www.crex24.com
CASINO: http://any-one.games
Dividend: https://dividend.any-one.games
Web wallet: https://wallet.any-one.games
bitcointalk: https://bitcointalk.org/index.php?topic=5111683.0
White paper: https://github.com/anyonecore/AnyoneBinary/blob/62c88dabbff8b18dac71268afda9830129863411/ANYONE_WHITEPAPER_en.pdf?raw=true _ Anyone Social media
Discord: https://discord.gg/YhaDDGh
Telegram Group: https://t.me/AnyoneLTD
Telegram Notice Channel: https://t.me/AnyoneNotice
Anyone Korean telegram community Https://t.me/anyoneKR
Kakaotalk community: https://open.kakao.com/o/g95DJUib
Twitter: https://twitter.com/anyoneLTD
__ OFFICIAL WALLETS
Windows 32bit: https://github.com/anyonecore/AnyoneBinary/releases/download/0.16.3.1/anyone-qt32.zip
Winodws 64bit: https://github.com/anyonecore/AnyoneBinary/releases/download/0.16.3.1/anyone-qt64.zip
ANDROID: https://github.com/anyonecore/AnyoneBinary/releases/download/0.16.3.1/Anyone-3.3.4.0.apk
Article Written By: EmmaBen
Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2096551;sa=summary
submitted by wealthspy to ICOAnalysis [link] [comments]

An in-depth overview of different mobile wallets

Disclaimer: A lot of time went into writing this and more research than I anticipated. Errors are not just possible, they are certain. If you find any mistakes, please reach out to me and I'll edit. Furthermore I know I probably missed a couple apps, there are a lot out there. If I missed a big one, then again contact me and I'll consider adding it. If you are reading this in the future, note that these apps update regularly, anything mentioned here may have changed by the time you are reading it.

What is a mobile wallet?

A mobile Bitcoin wallet is an application for a mobile device which acts as a lightweight wallet and allows you to store, send and receive Bitcoin (or other cryptocurrencies and tokens). Mobile wallets use SPV (Simplified Payment Verification) to allow wallet functionality without having to download the whole blockchain. This is very important as barely any mobile phones have enough storage space required for the full blockchain. Mobile wallets are also considered hotwallets, meaning they have an active connection to the internet. The mere fact of being 'online' allows for a number of attack vectors and as such should never be used to store large amounts. It is however not unsafe per se. Private keys are stored locally and encrypted. Some wallets keep backups of those encrypted private keys on a server of their own, and this is something to take note of, but not to fear. So without further ado, lets get to it. I focused on Android wallets, but many of the wallets mentioned here have iOS versions.

Quick overview

Name Segwit Multisig Backup Other coins Fee Choice Privacy Options Depth/Complexity
Samourai Yes No 12 word seed + passphrase No Custom A ton Advanced
Bread No No 12 word seed No 2 Options No Beginner
GreenAddress Yes Yes 24 word seed No Custom Tor Optional Intermediate
AirBitz No No Private seed No Custom-ish No Beginner
Electrum Yes Yes 12 word seed No Custom Proxy possible Intermediate
Copay No Yes 12 word seed No Custom No Beginner
ArcBit No No 12 word seed No Fixed or Dynamic No Beginner
CoinSpace No No 12 word seed BCH/LTC/ETH 3 Options No Intermediate
Simple Bitcoin No No 12 word seed No None No Beginner
Bither No No 12 word seed BCH/BCG 4 choices No Intermediate
GreenBits Yes No 24 word seed No Custom No Beginner
Jaxx No No 12 word seed A ton 3 options No Advanced
Xapo / / / / / Public /
Coinomi No No 18 word seed A ton Custom No Advanced
Mycelium No No 12 word seed No Scrollwheel Tor Optional Intermediate

Wallet Breakdown

Samourai

Samourai focusses heavily on anonymity and obfuscation. Addresses are never used more than once. When making a transaction there is an obfuscation slider. Samourai has had SegWit enabled since October. Furthermore it offers a plethora of different features, too much to sum up here. If you are an advanced crypto-user you should definitely check out this wallet and their website which explains all of the different features. The UI takes a bit of getting used to though.

Breadwallet

Breadwallet is a very simple to use, straightforward app. The UI is slick and intuitive and in-app support to basic questions is very well incorporated. This could be a good wallet for a new person to the scene. The lack of advanced features will make this app not the go-to for more experienced users. It does however feature fingerprint authentication, which is cool, as well as BCH extraction. The lack of SegWit and complete absence of custom fee's is a problem though, especially since fees have gone up during the recent BTC spike. With only 2 fee options to choose from I simply can not recommend this wallet to people who are looking to make frequent transactions.

GreenAddress

When I first started with Greenaddress I didn't like the UI, I found it a bit clumsy. So definitely not user-friendly for a beginner. On the plus side it allows a choice of 2FA settings. Furthermore it has SegWit enabled and it has some advanced features like nLockTime transactions and it offers a service for instant transactions. This all feels very Lightning Network-y, which makes sense as GreenAddress is a part of Blockstream. Our friends in the other sub will most likely have something to say about this. I'll refrain from this and just say the following: this is an advanced wallet with promising features. If they clean up their UI a bit I could see myself using this without hesitation. The fact that they have MultiSig is a big plus as most mobile wallets do not have this functionality.

AirBitz

Unlike any other wallet I fired up at that point, this app did not prompt me with a 12- or 24-word seed. Instead it made me make an account, the regular username/password combo. After some research I found that these are not stored in a local database on their end. Which means that recovering your password in case of loss like with every other username/password login method we are so used to, is not possible. It is merely a different representation of an encryption key, allowing you access to your private keys. It features some interesting stuff though, NFC-compliant transactions and Bluetooth Low Energy (BLE) for example. Clearly this app is meant to be a bridge between users and merchants and has focus on making regular in-person transactions. Thus it mimics some non-crypto related payment apps that we have. Personally, I am not a fan, but I can appreciate the design philosophy and I would't be surprised if their design model worked very well in the future with the LN or with other crypto's that focus on small payments. As for the UI, it's fairly simple, yet horribly cluttered with partnered services. Good for non-techies maybe, but not for more experienced crypto-enthusiasts.

Electrum

Much like the desktop wallet I used years ago when I first started with Bitcoin, the mobile wallet is minimal. Straightforward and without fancy colors or UI. For those of us who have known the internet before Facebook, this app will feel strangely familiar. This is a classic example of a no-nonsense wallet with the features that really matter. SegWit and MultiSig enabled. A further lack of advanced options might be a turn-off for some users out there though. I did however find the option to spend coins from unconfirmed transactions. This could be very useful in case you want to cancel out a previously stuck or erroneous transaction and ensure it's never cleared. One downside to this wallet is the very primitive way of setting a custom fee. No guidelines, scrollwheel or info. Just a simple box in which to put your fee which won't help intermediate users, only experienced users.
Edit: sidenote on the SegWit implementation by Electrum http://www.crypto-economy.net/electrum-3-0-enables-bech32-segwit-addresses/?lang=en

CoPay

Of all the apps I've tried up to this point, CoPay had the best initializing phase, succinctly explaining risk and security. I can not imagine a better intro to a wallet for a first time bitcoiner. It being of a product of BitPay, of which I am personally not a fan, I have to admit though. This app looks clean, feels fast and is easy to use. It successfully demystified MultiSig functionality in its UI and partnered services are not obtrusive in the design. Downsides are lack of fee setting possibilities and SegWit. The latter I really do not understand given their main core of business. If it wasn't for those last two points, I would not see why not to recommend this wallet.

ArcBit

This app dissapointed me a bit. It starts out of the box, not mentioning any backup seeds or tutorial on the wallet itself or Bitcoin. It has no SegWit, no MultiSig, a lack of features and whilst a backup seed can still be requested from the settings, I feel it is of the utmost importance that such a security measure is not quickly overlooked. The lack of fee management tops it off. While this wallet works just fine and looks just fine, there are too many alternatives out there with better options and functionality for me to ever advise anyone to use this wallet.

CoinSpace

CoinSpace is one of those apps that could be really cool, but completely missed the boat on some other design choices. In-app ads unless you pay 1.6$ or something. Settings hidden behind a CoinSpace login screen. It features multiple tokens though with built in conversion through ShapeShift, which could have been awesome. But the excessive ads are just a big no-no. Lack of SegWit and limited fee options make this one of the least interesting wallets out there.

Simple Bitcoin Wallet

Simple Bitcoin is a very basic, barebone wallet. Feels like a one-man project. Almost no settings possible at all. There's much better out there.

Bither

I oddly liked Bither because of its design that reminded me of websites from the 2005-ish era using lots of gradients. Its one of those apps that you either like or you don't. The UI is not bad, but could be better, there's some functionality hidden in the settings, but not enough to satisfy. One very useful feature is built in BCH and BCG extraction. This is the first app I encountered with built in Bitcoin Gold access. It also has a separate tab with just market price information, which is really useful for the price ticker addicts among us. Furthermore it features Cold/Hot Storage View which allows you to monitor cold storage and with a nice graph shows you the distribution between Hot and Cold. Cool stuff. I would suggest to check it out, I'm sure some people will like and some won't. Do note, no SegWit. I would personally use this as a view-wallet only. Not as a spending wallet.

GreenBits

GreenBits is like the light version of GreenAddress. I tried looking for why one team would make 2 wallets but could not find a definitive answer asides from GreenBits being Android-native. And while some resources state MultiSig functionality and Tor through Orbot, I couldn't find those in this app. It does however sport SegWit and custom fees like GreenAddress. On the UI front I feel much more comfortable with this app though and I could see it being better received by average users. Looks like a good spending wallet without much extra.

Jaxx

Jaxx is a rather large wallet that supports many many many different coins with built in ShapeShift functionality. It did suffer from a hack earlier this year which is why this wallet has been discredited. I would however suggest looking into this one if you are invested in multiple different coins and regularly swap between them to get some financial edge. Lack of SegWit and fee options don't make this an ideal app for Bitcoin-only users.

Xapo

Xapo, known for its cold storage solutions was one of the apps I was eager to check out. Upon starting I however first had to verify through a text message, giving up my phone number, after which I was greeted by a 'Continue with Facebook or email' - screen. Upon choosing email, I was further asked to give up personal information. Nothing personal against these types of business models, but this is not what I am looking for in a mobile wallet. Centralization of personal information is quite in contrast with the decentralized and pseudonymous qualities of cryptocurrencies. This being the 13th wallet I've fired up tonight, I decided to give this one a pass.

Coinomi

Coinomi is very similar to Jaxx in the way that it supports a crapload of different currencies and in-app conversions between different tokens through ShapeShift and additionally Changelly. It does look quite a bit more straightforward though. A good alternative to Jaxx for those multicrypto traders among us. Unfortunately yet again not the best for straight Bitcoiners due to lack of SegWit. It has custom fees though, but much like Electrum, there's no real help here and it's just a manual input.

Mycelium

Mycelium has been my wallet app for a couple years now. Unfortunately the delay in SegWit adoption has me looking elsewhere and in succession writing this article. I really liked the recent addition of the fee scrollwheel, which is still the most detailed and succesful implementation of custom fees in any app I've seen. Having tried out many other apps at this point I can now see Mycelium, while not particulary user-unfriendly, could still very much improve its UI. It is however not a bad wallet, never crashed on me, always ran smooth through multiple updates. But let's not get sentimental here, it's a solid app, but its time for me and maybe you as well to try out something different ;-)

Conclusion

In this excruciatingly long article I've ran through a couple different wallet apps. One thing to learn is that not a single one of these is perfect and there's still room for improvement on many fronts. Which wallet holds your preference today depends largely on what you are looking for in a wallet. Do you want the cheapest transactions, then go for one of the SegWit enabled wallets. Do you like cool functionality, then check out Bither. Is anonymity of a concern to you then Samourai looks like the clear winner. More into multiple coins at once, then Coinomi or Jaxx is the way to go. And this is mobile wallets only, you have your desktop wallets, hardware wallets, cold storage solutions, paper wallets. But I'm all out of ink tonight!
I can't give you specific advice. In this world of cryptocurrencies we are in control of our own money. Being in control of your own money means being responsible for its security too. So make your own decision and due diligence.
Edit: Thanks everyone for the awesome responses. I've had some requests to further mention some important information regarding the wallets. I will write these down here as a memo to myself in the future, at which point I will review the state of mobile apps in greater detail once again. - Open Source or not - iOS version or not - Adding iOS only wallet apps
submitted by Zyntra to Bitcoin [link] [comments]

#PundiX Provides Recap of April 12 AMA with Zac Cheah, CEO #PundiXLabs

#PundiX Provides Recap of April 12 AMA with Zac Cheah, CEO #PundiXLabs

https://preview.redd.it/m0g557h3ses21.png?width=1366&format=png&auto=webp&s=7ed1595b3d46958b3cf86e5140e7f8f3769dc11e
Dear Pundians,
Thank you for participating in the AMA session with Pundi X founder and CEO Zac Cheah.
For those of you who may have missed it, the live recording of the AMA session held last on April 12 at 10:00 am GMT+8, tackling Q1 progress and addressing questions and concerns by the community members, can be viewed here:
https://youtu.be/PhHD3CwUyA8
You may also find a summary of the Q1 progress presentation as well as the Q&A below:

Pundi X Q1 2019 Highlights

  1. Pundi X ecosystem handled a total of 26,380 crypto transactions valued at 3.9 million in USD during the 1st quarter of 2019. Registered XWallet users have increased to 179,982 as of April 10. XPOS has been shipped to 30 countries.
(Correction: The 179,982 X Wallet users include both KYC verified and unverified users; and not all KYC verified users as mentioned in the video. Zac’s apology.)
Quarterly Transaction Summary
Distribution Map
  1. The custom XPASS cards are becoming popular among our XPOS distributors. Exchanges in Canada (iBank) and Africa (Bit2Big, DoshEx) have ordered 14,000 in total.
Distribution Partnerships
  1. XPOS has successfully received EU’s CE certification. FCC certification is under way.
XPOS Certification
  1. By integrating a collection feature, we are making XWallet a virtual mini-XPOS. Users can be part of the XPOS merchant network by becoming verified merchants from the XWallet app. Staking and conversion are also integrated into XWallet app and available for KYC verified users.
XPOS Handy, a more affordable version of XPOS, is now in production. 2,000 units will be produced. The team is also looking into expanding XPOS into traditional POS units platforms and has started working on one of the top two POS brands for integration.
Product Development Overview
  1. Due to the conversion, the token removal in 2019 will reflect the result of both NPXS / NPXSXEM utilization and NPXS / NPXSXEM conversion to FX. For example, the amount of Q1 token removal will be announced in the first week of May 2019 and the execution will take place in the second week of May.
2019 Token Removal Schedule

Below is a summary of the Q&A with community members.

On XPOS

  • Q: How many live working XPOS are there in the world right now? Understand the plan was 100,000 in 2021. But recent news is only talking about someone maybe buying 1000 in 2021.
  • Is the delay in scaling XPOS because of the licenses which Pundi X doesn’t have yet? If yes, when can we expect it to be approved or denied?
Zac: The pick up rate during Q1 isn’t moving as fast partly due to the bear market. Another contributing factor of which some of you may be aware, is that we have been working on obtaining the relevant FCC and CE certifications for the XPOS as it’s a requirement by most governments.
We are pleased to announce that the XPOS has been officially certified. It’s in fact the first blockchain based POS device that has been given the CE certificate. And with this, we will begin to accelerate to get the XPOS compliant with the different markets and increase the activation rate of the XPOS.
For example, in Dubai, we are working with the local credit bureau to apply for an approval with the local regulators using our CE Certificate as the base document. The same goes for Korea’s KC certification.
So yes, a lot of things have been moving behind the scenes and one thing that is clear is whatever we do, it is to play the long-term game. Hence, we had to make sure that we have all the relevant required certification for the XPOS before we take it to the next level of deployment.
  • Q: How many XPOS transactions (by coins) have been done so far (since the start)?
Zac: The XPOS and XWallet have handled a total of $3.9M USD in Q1 outbound transaction.
  • Q: Will there be a major partnership such as with Uber or Amazon to use the XPOS? Any strong partnerships in the works for the XPOS?Any upcoming big deals for the xpos ? Like Starbucks, etc? And did Pundi X ever get in contact with Kroger?
Zac: As always, similar to other business deals, due to confidentiality agreements, we do not comment on major partnerships until it’s firmed up or announced first by our counterparties. One thing for sure, we are working hard to engage established global enterprises (especially those) with a large distribution network and footprint.
In addition to that, we are exploring the expansion of our XPOS solution footprint by integrating the XPOS into one of the Top 2 point-of-sale manufacturers. We will share the process and details once we have completed the testing.
  • Q: Any updates on a Pundi X collaboration with Dubai government?
Zac: We are in the process of getting the XPOS certified with the local government authorities. And now that the XPOS has the CE certificate, it will accelerate the approval process in Dubai.
  • Q: When is the XPOS capable of handling credit card payments?
Zac: We have reached out to various parties that can provide and activate these services and that includes meeting the CEO of MasterCard, Mr Ajay, in person. He has seen our XPOS and from what I could tell, he was impressed.
  • Q: When will you add XRP to XPOS?
Zac: The XPOS is a digital currency-neutral device. When there’s enough demand and a real need from an organization or company, we would not hesitate to add it to our XPOS ecosystem.
  • Q: When will the XPOS have WePay, AliPay, Samsung and Apple pay?
Zac: XPOS itself is hardware-ready for these payment methods. To activate these services, we will be required to comply with the local regulations in different jurisdictions and work with the providers of payment gateways.
  • Q: Can we get a merchant map, similar to bitcoin ATMs?
Zac: The team is working on this. In the first phase, we will have a list of the featured merchants. We are targeting to have a “lite” version of this “featured merchant” map ready by end-May. We are finalizing the name but you can call it the X-MAP where you can locate your favourite XPOS merchants or X-Merchants.
  • Q: Does Pundi X have plans to support stable coins?
Zac: Our XPOS merchants already have access to the stable coin feature, but for regular consumers, the option to have stable coin is not available yet. However we foresee turning on this feature soon.
  • Q: China and Thailand should be supplied with XPOS via some partner. The news was big but that was over a year ago. What’s the status in these two key markets?
Zac: China’s stance against Cryptocurrency is still a no-go. The news that was mentioned a year ago refers to our license distributor called XPOT (they had a kick off event a year ago where Mr. Prachuab Chaiyasan, Former Minister of Foreign Affairs of Thailand was one of the attendees). XPOT is our licensed distributor and I believe they are still in discussion with the local governments and pending the environment to change.
Regarding Thailand, we are in talks; with possible partnerships in this market. Please stay tuned.
  • Q: What are the current legal issues Pundi X is facing in USA, Germany and Canada?
Zac: Regulatory bodies are still ambiguous about their policies toward cryptocurrencies. As previously mentioned, we will continue to monitor the situation in the different markets and be compliant so that as soon as there is clarity in the market, we will be in a prime position to move in.
  • Q: When is Pundi X expanding to India? I was at your Mumbai Meetup but we are still waiting
Zac: We are awaiting RBI’s permission too, as crypto is still frowned upon by the local authorities.
  • Q: A long time before the public token sale, at the pre-sale stage, Pundi X said they have a working product and simply needs the funding to pay for a huge production and then give out XPOS devices for free. The cost per device is somehow USD 200–300, depending on order volume and a USD 3,000 investment would yield a minimum of 10 XPOS Devices. After enough funds raised, the token sale got capped and more funds raised. Then the XPOS got remodeled and went for sale. What happened with the initial idea of giving 10,000+ devices out for free?
Zac: As previously mentioned, pre-public token sale participants who purchased > 30 ETH are entitled to a free XPOS. If you haven’t claimed yours, please reach out to us.
Also in the pipeline, we are working with some non-profit organizations to provide free XPOS for their usage.

On the XWallet

  • Q: Will you add a stable coin to XWallet?
Zac: Yes, we will. Someone has asked the same thing about XPOS. It will likely be added around the same time for XPOS, XWallet and XPASS.
  • Q: Can we add the bank transfers to XWallet? Basically to liquidate on the XWallet for sending money to my bank account?
Zac: This is my personal favorite feature to have and it’s on my wishlist. In order to support fiat, we need to have a Payment Service License / E-Money License / Stored-value license in a jurisdiction that supports a particular fiat. For example, if it’s EURO, we will need to apply for a license or lease it via a partner for this to work.
We are definitely exploring the different possibilities but we are unable to elaborate more on when, or if it is happening, as this also requires more talks with the different local jurisdictions.
Q: Turkish holders would like to ask when can we partner with master / visa and integrate with XWallet?
Zac: As mentioned earlier, we have reached out to various parties that might be able to activate these services.

On Q3 to Q4 Plans

  • Q: What’s the plan for Q3 and Q4 for this year?
Zac: There are tons of things we are working on for Q3 and Q4.I will broadly separate it into:
Developer ecosystem — The developer ecosystem allows traditional and tech companies to onboard themselves into the XPOS and XWallet ecosystem, such as listing of their custom tokens, advertising etc. These services will all require the usage of NPXS and NPXSXEM tokens.
Partnerships — We are likely to partner with incumbent retail chain stores payment companies, incumbent POS companies that have deep distribution network to help expand the reach of XPOS, XWallet, XPASS, etc.
Governmental level efforts — We started off with Dubai and since then, several other governments have shown interest. We see this as an opportune time to engage forward-thinking governments to build a blockchain ecosystem in their city and country.
Our Team: we will continue to invest and grow our R&D team capabilities as they represent the heart of Pundi X. If any engineer or developer is keen to help us to scale, please get in touch with us. We are actually looking for engineers as I speak.

On NPXS and Token Removal

  • Q: What is the quarterly token removal from the NPXS usage of the XPOS and the burned amount for Q1 2019.
Zac: Good question. Some holders may be aware that token removal includes the result from the conversion. The amount of Q1 token removal will be announced in the 1st week of May and we will execute the removal in the 2ndweek of May.
  • Q: Pundi X has mentioned a monthly coin burn and a monthly buy back. Why hasn’t this happened yet?
Zac: It is not monthly. We are doing a quarterly token removal.
  • Q: People feel that the current token burn isn’t as transparent as many wish. What can be done to improve this process and make it more transparent? The biggest upset was after the ULTRA festival where Pundi X just wrote “we ain’t allowed to talk numbers.”Could there be a daily or weekly ticker? Is that possible?
Zac: That’s a good suggestion. While a daily ticker might be challenging, we certainly can try exploring incorporating a ticker update towards all token removal or scheduled for the next one.
  • Q: Zac, you have mentioned previously that someone was trading against NPXS. What did you guys do about this problem?
Zac: There are trading teams, market makers, financial institutions that profit from the drop and rise of token prices in the crypto market and it’s not something that is unique to NPXS. In fact, the traditional stock markets have similar challenges as well. We have taken the “the best defense is a good offense” strategy which is to continue to strengthen our tokens; such as create more use cases, drive more adoption and more distribution to ensure our tokens are well positioned and stronger than ever.
  • Q: Why do you not do any great marketing and generate publicity for NPXS, e.g., advertise on television stations in major and in different countries? I generally see marketing as very important to the company’s success. And I hope to see real partnerships, not just with small shops or restaurants.
Zac: We rarely engage in paid partnerships as it doesn’t necessarily produce the best ROI in terms of investment and in this market condition, we believe in being financially prudent. Being in a decentralized environment, we consider ourselves as a community-driven company.The impact of organic press coverage driven by our community is always stronger. We do want to be seen on all major news channels and we will do that via “thought leadership brand building.” As a testament to our growing reputation, recently, we were invited to speak at the Fintech Ideas Festival event and be on the same stage as the senior executives and CEOs of Wells Fargo, COO and CTO of Bank of America and other large institutions. We see this as the right step forward in growing our brand appeal to the masses.

On the QEX Fund

  • Q: Any update on the QEX fund?
Zac: The QEX fund is led by Vic Tham,CEO and Fen Chao Yong, COO, at Quantum Energy Asset Management, also known as QEAM. Other than being the CEO of QEAM, Vic is also Pundi X’s Chief Investment Officer.
From what we know, they are in the midst of raising funds, book building, analyzing potential projects & companies and strengthening the portfolio for QEX. It’s an ongoing effort for this year and a very exciting one. We are extremely excited to see potential breakthrough projects that could benefit our ecosystem. And if anyone has questions or interests, please do reach out to Vic Tham and his team at QEAM.

On Function X

  • Q: What is the update on devs program for the Function X ecosystem?
Zac: Many keen developers are eagerly waiting for it, and I know Billy who has posted this question is one of them. We are working on it right now, we can’t commit on the dates yet but developer support is a big part of our ecosystem. We are working tirelessly, and sometimes “sleeplessly” to get this out.
  • Q: Did you use “investors”/ token holders funds to develop Function X? And instead of giving the 65% FX tokens to NPXS and NPXSXEM holders, you are getting them to choose between NPXS/NPXSXEM and FX token?
Zac: 65% of the FX tokens from Token Generation Event (TGE) is already allocated for NPXS / NPXSXEM token holders, via staking and/or conversion. There are two separate projects with teams working on it. For the XPOS ecosystem to flourish, it requires a more scalable platform/solution which is the Function X ecosystem.
The Function X foundation will be announced in Q3 and hopefully it will be a pleasant surprise. We will have a solid team to grow the Function X ecosystem.
  • Q: Will Pundi X be less focused on NPXS once FX goes live?
Zac: No, we think it’s mutually beneficial. If I may use an analogy, it’s like Google Search and Android, one product will lift the other up. The other example would be salt and pepper. When used in combination, it will drastically improve the taste of any particular dish.
  • Q: What is the relationship between the future f(x) coin and the future NPXSFX token? Is the former used in the FX ecosystem (XPhones) and the latter used in the XPOS ecosystem? If so, would buying something using the XPhone going to burn FX coins, NPXSFX tokens, both or none?
Zac: Think of the role of f(x) coin like how ETH is. Everything or any service that’s taking place in the Function X ecosystem will require the f(x) coin.
For NPXS which will be ported over to the Function X blockchain once the Function X mainnet is up and running, its utility will remain the same. Any payment-relevant services or activities on the Function X blockchain will require NPXS, which on the Function X mainnet will be tentatively called NPXSFX.
  • Q: For FX Tokens, the lock up of 1 year is too long for us to wait. Can we change the option to shorten the duration?
Zac: The mechanism in place has been designed for the long term, so unfortunately, we can’t change the option. Users have the choice whether to convert his NPXS and NPXSXEM, or not, into f(x) coin, if a user chooses to convert he will receive 12% immediately and 8% each month for the next 11 months.
  • Q: Will F(x) be available to those who couldn’t stake or convert? Will it be before the staking period end or after? When will F(x) be available to purchase on an exchange for those in countries who were not allowed to stake? Will it be during the staking period or after?
Zac: Soon we hope. As per our policy, we are unable to comment on listing dates, but with our established relationships with exchanges, we do hope it will be quick.
  • Q: We were all impressed by the Uber Dapp demos running on F(x), but these days Tron and EOS are getting a lot of press about Dapps too. What advantages will F(x) have over those platforms?
Zac: Each platform will have its own advantages, we welcome the competition and hope that more popular apps such as the decentralized Uber app can be conceived from Function X.
  • Q: Why is there no cap on f(x) tokens? When will you explain how the tokenomics will work?
Zac: I would encourage all to have a look at our concept paper on functionx.io and the Medium blog post as the details are explained thoroughly there.
  • Q: Have you already secured deals with other companies like Sony, Samsung, etc with the Function X OS to build other blockchain phones? Or do you plan to keep the Function X software to just the 5000 phone you already made?
Zac: The 5,000 XPhones serves as a proof-of-concept, for manufacturers and developers to have a test drive. We want to partner with hardware/smartphone companies and telcos to build their own version of the blockchain phones with Function X. And we are still working hard to engage with the companies to push for future blockchain phones and strengthen our Function X ecosystem.
  • Q: Will the XPhone work as a mobile point-of-sale (mPOS) device like the XPOS Handy?
Zac: The XPhone comes preinstalled with the XWallet and with that, it can double up as a lite version of the XPOS with QR code and NFC Support.
  • Q: When will XPOS Handy be ready?
Zac: XPOS Handy will be available in the coming weeks.
submitted by crypt0hodl1 to PundiX [link] [comments]

Community-led Discord AMA Transcript - October 12th, 2018

On October 12, our CEO - Marshall, Director of Product - Patrick, Director of Business Operations - Kristal, and Senior iOS Engineer - Ephraim stopped by the community-led Discord channel to answer your questions. Here’s a transcript of the questions and answers.

On Crumbs...

meakkineni: Can you give us some Crumbs stats? Like the number of downloads, total amount managed by Crumbs etc
Patrick: Unfortunately cannot go into detail but we are into the thousands of users.
meakkineni: From the jobs postings looks like you are recruiting more people for Crumbs. Can you tell us about some of the exciting new features that are going to be implemented?
Patrick: Expect to see on-demand purchase of crypto bundles, mainnet deposits and withdraws, integration with Metal Pay, and more coins! Over the coming months, we plan to offer lower fees for MTL holders, unlock features, and more!
Abu: Is Crumbs going to include any gamification aspects in the future? How is the marketing strategy for Crumbs differ from pay?
Patrick: Yes, we will add an element of gamification in the future, the current focus is user acquisition
Marshall: Yes big surprise coming here, but I'll save that one for later. the marketing strategy will be closely tied together for both apps as they are tied together, and you will see this from a technical and feature perspective as time progresses

On Metal Pay…

red: How come we don't have referrals yet? Are we holding the feature back for some reason?
Ephraim: Referrals is one of the most exciting features we have in the works, because not only is it a technical challenge on both front-end and back-end, but it also introduces a new way to earn Pop. In fact, we’re just about wrapping up and finalizing the details for this feature, while making plans to translate the tech to support even more ways to earn rewards in the app. Something to look out for in version 1.1.0 😏
flumpson: My biggest hurdle in getting people to sign up is that their bank doesn’t work. In my case it was Citi. When will there be router and account number signup for people who aren’t served by plaid?
Ephraim: Currently the app integrates Plaid, a bank-linking SDK that supports over 90% of U.S. banking customers and is used by some of the biggest names in FinTech. We are aware however that online banking is required with your financial institution, and one way around that is routing/account number input. This feature is on our roadmap as a new service that will verify your account via micro-deposit. TLDR; it’s definitely coming!
Mondo: How do you see Metal Pay taking market share from the more popular apps like Venmo and CashApp? What will convince new users to switch over?
Marshall: I really believe through innovation, amazing user experience and specifically the value proposition to users on new behaviors and new technology. Specifically, I believe PoPP and the interactions with crypto to be completely new behaviors that the mass market is yet to be introduced to. Being paid (currency not points) for making a payment? I think this is a new concept and one that Metal owns. What will convince them? This is the hard question. A viral campaign that gets our apps out there, with proper messaging and the right endorsements I believe is key. Finding the viral loop, increasing our K factor (number of invites that every new user brings). When I started this company I recognized that design, user interface, user experience, incentives, and proper information were the biggest holes in cryptocurrency. We are hitting on all of these pieces.
Mondo: “A viral campaign that gets our apps out there, with proper messaging and the right endorsements I believe is key. Finding the viral loop, increasing our K factor (number of invites that every new user brings)" - is there an estimated date for this campaign? I'm sure your community would love to help where possible as well.
Marshall: We are in the process now of smoke testing our campaign strategies, and we will certainly be involving the community as we begin.
biyamin: "I am not okay putting my social security number in [Metal Pay]. Is there another way?"
Ephraim: This is one of mostly heard feedback, and we’re aware of the friction it can cause among new users. However, it is due to our financial partners' requirements, U.S. law, and FDIC insured Cash balance (we create a bank account on behalf of users) that prompt us to ask for SSN during on-boarding. Rest assured, we have a plan in placed to make onboarding as streamlined as possible, especially when SSN no longer serves as a fool-proof means of identity verification, due to recent security breaches by large firms. Finally, we have in our roadmap to allow users onto the Metal platform with limited KYC.
Marshall: Yes in the future you will be able to skip over this requirement, however linking in personal information will make you eligible for PoPP (this serves as the anchor), without it you won't be able to access those rewards and some special features like having a bank account with us.
jake_eisenberg11: When will Metal Pay release in New York happen?
Marshall: This is a tough one, it will happen upon one of two things coming to fruition. An exchange partner joins us who has a Bitlicense and will deeply integrate their back-end with us or us acquiring our Money Transmission License for NY and the accompanying Bitlicense (which if this is the case will take at least 1 year). That being said we're shooting for the former obviously, a partner to help us fast track and we've got a few in the pipeline
[A bunch of different people]: When will Metal Pay release in [insert location here]?
Kristal: I can assist with all the WHEN will Metal Pay release in MY STATE or COUNTRY. We have no firm timelines on either, but we are pursuing all states and expanding to Europe/Asia simultaneously… Ditto for Crumbs.
Jan: Quick one - Metal Pay debit cards?
Marshall: VERY SOON, it's next up on our feature roadmap
redruggles5: Really excited about Metal Pay for merchants, particularly micro-business. Are you able to tell us how that will look and where in the timeline that is? Do you have plans to integrate with current bookkeeping software like QuickBooks, plans for accepting credit cards/integration with Pay, etc? The biggest objection I get is in regards to integration with their current system, the ability to accept cards, addition of QR codes or another private way for customers to pay besides their phone number. Lastly, will there be a separate referral system for merchants?
Marshall: We are very excited as well, in terms of merchants we are going to start with the integrations into existing POS. Integrating with QuickBooks and Intuit are a must for crypto record keeping for S/M/L business, we have ambitious plans for this. Referral system for merchants via consumer - YES.
ekasu: Is there a possibility to increase the Metal Pay bank transfer speed (from 1 day or so currently to within the same day like Venmo) to increase competitiveness/attraction?
Marshall: Yes with Instant ACH for US customers, a feature we will be adding and is in the PF board on Jira
Bitcoinbella: Are there any plans for retail stores to use Metal yet?
Marshall: Yes, a big part of our plan of attack here is to launch first with the debit card so we can go anywhere Visa/MC is accepted. The next step is to go after small business with technical integrations through payment partners as well as simple QR codes at the register similar to Wechat/Alipay (China really inspires me). Technical integrations - this means WooCommerce, WordPress, Shopify, Authorize.net, etc, and for physical brick and mortar stores working directly with processors (lots of them see Square as a threat and are much larger, eventually Square will go to cut out interchange and stick it to the credit card companies, many partnership opportunities abound)
jake_eisenberg11: When cannabis merchant service?!?!?!
Marshall: We have pivoted away from high-risk merchants, that being said crypto is like cash and is permission-less. The bank poses no restrictions on what you do with cash withdrawn from the ATM unless you are doing something that could be considered illegal or pose harm to the bank. Very similar to us, replace paper cash with crypto.
ekasu: What is the deadline looking for these features: (a) transfer Metal to erc20 wallet/Metal vault; (b) use Metal Pay with merchants
Marshall: Mainnet deposit/withdrawal early end of this year or January. Metal merchants will kick off with our card integration for consumers, integrations for Merchant will start next year (upon hiring more developers) Glenn very early on built a very cool WordPress plugin for WooCommerce. These integrations for WP, Shopify, etc will come first and most likely early in 2019.
meakkineni: Looking at things so far, I have a feeling that PoPP score implementation has barely started. What is the time frame we are looking for it to go live?
Marshall: PoPP score is implemented just not integrated into the UI, this is a high priority one for us.

On MTL...

Decoder1: There's been talk about making the MTL token more prominent in both Crumbs and MetalPay. Some things which have been mentioned are discounted fee's, moving it to the top of the buy list, unlocking special features and obviously the increased POPP score which has already been confirmed. Are these still in the works or have they been shelved? If so are there any other bonus features Metal are considering?
Marshall: I'm really looking forward to adding these additional features to highlight the special function of MTL inside the Metal ecosystem of apps. Some things that have not been talked about yet are early access on special features for users with a MTL balance, gamified features to unlock surge PoPP, partner integrations and more.
NilesCrane: What will be the utility of the MTL token when other tokens are available to be popped? What will being the 'native currency' for the Metallicus apps involve and why would you expect this to drive the token price higher when other tokens are available in the same network?
kt: When will we start to see some other utilities for the MTL token through pay and Crumbs etc, other than the existing PoPP mechanism, and what are they likely to be?
Ephraim: We have a grand vision of how Metal and Pop will play a role in your daily experience on the Metal platform. Although we can’t go into too much detail into the features we have in our roadmap, we can say that MTL token will be an essential part of the Metal platform and overall ecosystem. Earning Pop when making payments is the stepping stone to realizing this vision, as we become the best, most rewarding, and user-friendly payments/crypto platform on the market.
Deaethtofiat: Will Metal's [ticker] still be changing?
Marshall: That [$XMT] is something we want to do upon announcing our mainnet chain.
Tblgu: Did Metal pay a fee for Bittrex relisting?
Kristal: Simple answer is no. We haven't seen any American-based exchanges charging for listings, and we believe the Bittrex re-listing was based entirely on the merits of our company.
marc0o: I know it might take a while until Metal reaches Europe. My favorite and IMO very promising exchange (Lykke) often gets the question whether PayPal can be used to deposit EUR or FIAT in general. Do you think it would be possible and useful to partner up with exchanges to provide FIAT deposits/withdraws?
Marshall: Yes we absolutely do and are talking to top exchanges right now, there are so many exchanges that are crypto/crypto only and we think we make a very nice fit for an integration to be the onramp/offramp, p2p payments, spending and link to the merchant world. This is a critical part of our business model and so far we are seeing HEAVY interest.
lemme: Why is Metal selling so much $MTL from the operational pool for such a low price?
Marshall: Selling and spending are two different things, so I think one of the assumptions is that selling = spending which is not the case. Yes, we are selling MTL to fund our operating bank, but not spending it at the rate that we are selling it. We are doing this because of three reasons: (1) We raised a very small amount last year to build out our apps (which arguably we have delivered) $3m vs most crypto startups raising $20m+ and we have delivered much, much more. (2) We need to demonstrate a full year of burn in the bank account to close the audit. (3) We need to close the audit to retain our money transmission licenses to get all fifty states, Europe as well, in addition to certain features like in app-exchange that we do directly. We're actively growing the company and as soon as we close Series A we will stop selling and focus on accumulating (not only MTL, but certainly as much MTL as we can get our hands on while diversifying).
ekasu: How likely is that more MTL is taken out of the operational pool in the short term, which can decrease the price much more?
Marshall: MTL will be taken out of the operational pool until the successful closing of our financing round which we are in the process of right now
meakkineni: Have you come up with any other significant use cases for MTL apart from BNB style use case in Crumbs and building a better PoPP score?
Marshall: Yes, and you will be hearing more about that as we plan to release an updated paper showcasing the fully decentralized aspects of the chain we are building.

On Metal…

marc0o: I hope I remember it right. A while ago Marshall talked about Metal being a service targeting people that do not have a bank account. Is this still on the roadmap?
Marshall: Yes it is. I know it may not appear that way right now but I firmly believe a good product keeps a narrow execution and a large vision. So the first part of the network and what will eventually become decentralized is starting on the equivalent of testnet or centralized (this is not too different than Bitcoin or Ethereum in the early days). We’re starting with linked bank accounts and moving to keep that as an option that people can skip over and opt to choose a stable coin, all while creating a Metal profile and [obtaining a] PoPP score.
Parker: Would Metal consider doing token buybacks (a la BNB)? Are they even legal in the U.S.? Could doing so make Metal a security?
Marshall: As a company, we will buy different cryptocurrencies at different times depending upon the market situation, buying MTL is something that we will do, as far as any guarantee to x amount being bought back per quarter or percentage of profit, that is most likely indefinitely off the table for a US company.
CryptoSheffield: Do you “own” the PoPP concept?
Marshall: We own trademarks yes, the first mention of media and are working on a provisional patent. This type of thing is very hard to get a patent for even harder to defend right now.
Future: Some people noticed Sid no longer on the website. Has he moved on? If so what's the story there?
Kristal: Sid put together some beautiful designs and helped shape and create the early stages of Metal until it's launch. As we move into the next stage of post-launch, we amicably parted ways with Sid and wish him continued success wherever he goes. As a company, we're on the hunt for a Principal Designer to continue our progress on great design and user interface, to push us into the next phase of our product.
Marshall: I'd also like to add design is incredibly important to me and the reason I hired Sid. If you follow my work from my first crypto/fintech startup I've always been a stickler for amazing user experience and design, specifically with Metal I'm going above and beyond and creating what I believe to be a work of art, something that will be on showcase in the Moma in 20 years from now on a design exhibit.
SciGuy: You guys still thinking of launching in Korea? Of all the places, this is where I'm actually going to be paying very close attention. Korea loves crypto.
Marshall: BIG TIME. We want to enter the Korean market ASAP as we know we have quite a few fans there. The goal is to quickly enter the international market by the end of this year. Now that Nebula is working the next hurdles are bank/FI partners, licensing, localization and marketing (its more complicated than that but those are the critical pieces to expansion). Keep in mind we will be allowing anyone in the world to sign up in the future and skip bank while choosing a stablecoin as their "bank" fiat choice. This goes back to the unbanked question. If we just release a crypto wallet and say tada we've banked the unbanked... have we really? I'm serious when I say it. And you can see it in the progression with our products and the vision. Gotta link existing banked citizens along with merchants and unbanked, they all must be in the same ecosystem. Otherwise, the dream can't become a reality.
andrea: I would like to ask about timing. I remember there was a talk about things that could be done before EOY such as new crypto implementing PoPP; debit card, series A round.
Marshall: Yes, I'm happy to say this is all on track. In terms of fundraising round, I believe the missing link for us is demonstrating user growth and b2b client acquisition, something we are working on fiercely right now. One of the things I saw in Dogecoin community that was really awesome was the involvement of the community in viral campaigns (especially for good) such as NascaJosh Wise, Doge for water, Sending the Jamaican bobsled team to the Winter Olympics.
nofomo: Anything you can share about things to look forward to before EOY? Any big partnerships, etc.? From a marketing perspective, are there ways that MTL can showcase or communicate SEC compliance more? Not to flaunt it, but as people scramble out of bad projects/Tether, etc., it might help to get more info out there. When Desk, and can we expect to see USD/MTL pairs?
Marshall: We have quite a few new features coming: PoPP in under ten minutes always, PoPP notifier so you can know if a payment is PoPP eligible, API for other companies (exchanges, cryptos, FIs), adding more cryptos for PoPP funnel, buy functionality, mainnet deposit/withdrawal. Partnerships we have a few big ones in the pipeline 😉 In terms of compliance I think our actions speak louder than words, we operated very differently than 99% of the other companies in the space and focused heavily on compliance in a rapidly evolving landscape. We were chastised initially for keeping the token offering private and to accredited but in the long run this was the correct way to operate and we're seeing that now. Desk/Vault is postponed until next year as we have more than enough to conquer right now on Pay/Crumbs... USD/MTL pairs, soon!!! Not just with us, but on other exchanges we anticipate.
meakkineni: Has any other banks shown interest in Metal lately?
Marshall: Yes, a few big ones, as well as smaller tier 2 banks
meakkineni: Is there any tangible benefit Metal has gained so far by sponsoring Necker Cup?
Marshall: Yes, quite a bit with partners we are in talks with now, in addition to bringing in investors in our next financing round... Not to forget influencers!
cryptoandcannabis: Is there any institutional support for Metal being shown, even in preliminary stages? Now that traditional asset custodians such as Fidelity are in the mix maybe MTL can become a slice of people's crypto asset class
Marshall: We are starting to see interest from the big custodians in the space, very exciting times. Fidelity recently entering has really helped this, in addition, several trust companies are opening up.

On Metal Blockchain…

1Chance: Will [Metal] consider supporting any of the stablecoins?
Marshall: Yes, all of the good ones we will be supporting.
Yannik: Will be some parts of the new Metal Blockchain open source? And based on Stellar?
Marshall: Yes it most certainly will be open source and anyone can connect to our public network. Based on Stellar? Where are you getting this information? 😛
Québécoiserie: Are you working on Metal Blockchain now or has it not started yet?
Marshall: We are in the very beginning phases and testing the assumptions for PoPP on our centralized back-end. Additionally, we are in the process of raising a funding round, The Metal Foundation will be running the open source initiative when we launch it next year.
Decoder1: There is a lot of talk about a Metal blockchain - this sounds exciting but also quite ambitious because it can take years to achieve the fine tuning and security required to develop a new blockchain. Would it be PoW? PoS? Wouldn't it be easier to build a side chain on Ethereum like Loom, or build something on Cosmos SDK to take advantage of existing layer 1 security solutions? If you plan to one day PoPP with other tokens Cosmos might be a good idea. My concern is that with a small team and many things like Desk, Merchant, revamped Vault, new features on the App, Android, new regions, that Metal might be biting off more than it can chew. So if you could elaborate more on these plans that would be great!
Marshall: This is a correct assumption and we are already doing a lot, there is a reason we have put Vault/Desk on hold while we focus on Crumbs and Pay. In terms of the blockchain side, we are staying agnostic and specifically with the consensus mechanism we are looking at lots of options. We will, without a doubt, be leveraging other chains for interoperability. Jae Kwon is a good friend of mine and I think Cosmos has a lot of potential (I'm an investor full disclosure), I also look at the work that has been done with Komodo leveraging the bitcoin blockchain, I find this very interesting as well. The idea here is that this will be a non-profit initiative under The Metal Foundation and not directly intertwined with Metallicus Inc. the private company.
meakkineni: Lately we have been talking more about Metal Blockchain than Metal Merchant. Has the focus shifted?
Marshall: The focus has not shifted, one of the things that did change from the inception of the project until now is that we've decided to stay away from re-inventing POS and merchant software, we feel that it is better to partner with processors than try to replace them ala Square

On ???...

Sporklin: I did warn I came with a vital question. @Marshall Shoes, you are known in the crypto space for having good taste in clothes. What is on your feet at the moment?
Marshall: Hey @Sporklin!!!! Long time no see and thank you. Ok check it out, these ones are steezy and I just picked them up.
Yannik: Is Kangen Water still available in the office?
Marshall: Yes, still on tap, always. Kangen 9.5.
Parker: how many fingers am I holding up?
Marshall: Two? 🤘
submitted by imjoshs to MetalPay [link] [comments]

CHIMPION

CHIMPION
https://preview.redd.it/l0j088uzumc21.jpg?width=401&format=pjpg&auto=webp&s=1314c8ca35082cb9a0584a79f4486dca2e795185
CHIMPION is an e-commerce network whose aim is to disrupt the traditional mode of payment when purchasing merchandise. Most merchants do not accept cryptocurrency as a mode of payment from their customers but with chimpion all merchants on their platform will accept payments made with cryptocurrencies. Merchants will be able to choose what cryptocurrency they want to be paid with while customers can choose merchants with best price to patronize.
CHIMPION provides an avenue for merchants to aim their preferred cryptocurrency audience whilst bringing liquidity to their ideal cryptocurrency. Merchants will be patronized by customers with actively trading digital assets or stable coins, and they won’t have to deal with issues of reversed payment after it has been made because any transaction confirmed on the blockchain is irreversible.
CHIMPION offers customers a fair & trusted platform where goods can be purchased with the best prices, goods bought will always be in good condition because vendors will be vetted before showcasing their products. As a loyalty reward for regular customers, they will be incentivized with bnana tokens, customers will have unrestricted access to elite vendors worldwide. There will be no need to trade cryptocurrency for FIAT before purchasing anything.
CHIMPION is currently working with cryptocurrency projects to help them bring utility to their projects by helping them launch their online crypto stores. chimpion aims to make the use of cryptocurrency accepted worldwide whenever goods are bought.

CHIMPION CURRENT MERCHANTS

Below are vendors already avetted by chimpion what this means is that they are trusted & goods purchased from them are authentic and in good condition ♦ BCD Bazaar ♦ Marks Jewelers ♦ Mahone’s Wallpaper Shop ♦ Rosetta Coffee

CHIMPION TOKEN (BNANA)

BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.

BCD PAY WALLET

BCD PAY WALLET is integrated with chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD
BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.

COIN ECONOMICS

COIN NAME: CHIMPION TICKER: BNANA NETWORK: EOS COMPATIBLE TOTAL SUPPLY: 100 BILLION BNANA

COIN ALLOCATION

TEAM & ADVISORY: 5.15% MARKETING: 7.22% FOUNDATION PAYROLL: 10.31% STRATEGY PARTNERS: 15.46% COMMUNITY AIRDROP: 61.86%

Website: https://www.chimpion.io/
Whitepaper: https://www.chimpion.io/whitepape
Bounty0x ID: ecamli
submitted by ecamli to ico [link] [comments]

INTRODUCING CHIMPION E-COMMERCE NETWORK

CHIMPION is an e-commerce network whose aim is to disrupt the traditional mode of payment when purchasing merchandise. Most merchants do not accept cryptocurrency as a mode of payment from their customers but with #chimpionall merchants on their platform will accept payments made with cryptocurrencies. Merchants will be able to choose what cryptocurrency they want to be paid with while customers can choose merchants with best price to patronize.
CHIMPION provides an avenue for merchants to aim their preferred cryptocurrency audience whilst bringing liquidity to their ideal cryptocurrency. Merchants will be patronized by customers with actively trading digital assets or stable coins, and they won’t have to deal with issues of reversed payment after it has been made because any transaction confirmed on the blockchain is irreversible.
CHIMPION offers customers a fair & trusted platform where goods can be purchased with the best prices, goods bought will always be in good condition because vendors will be vetted before showcasing their products. As a loyalty reward for regular customers, they will be incentivized with #bnana tokens, customers will have unrestricted access to elite vendors worldwide. There will be no need to trade cryptocurrency for FIAT before purchasing anything.
CHIMPION is currently working with cryptocurrency projects to help them bring utility to their projects by helping them launch their online crypto stores.#chimpion aims to make the use of cryptocurrency accepted worldwide whenever goods are bought.
CHIMPION CURRENT MERCHANTS
Below are vendors already avetted by #chimpion what this means is that they are trusted & goods purchased from them are authentic and in good condition ♦ BCD Bazaar ♦ Marks Jewelers ♦ Mahone’s Wallpaper Shop ♦ Rosetta Coffee
CHIMPION TOKEN (BNANA)
BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on #chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.
BCD PAY WALLET
BCD PAY WALLET is integrated with #chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD
BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.
COIN ECONOMICS
COIN NAME: CHIMPION TICKER: BNANA NETWORK: EOS COMPATIBLE TOTAL SUPPLY: 100 BILLION BNANA
COIN ALLOCATION
TEAM & ADVISORY: 5.15% MARKETING: 7.22% FOUNDATION PAYROLL: 10.31% STRATEGY PARTNERS: 15.46% COMMUNITY AIRDROP: 61.86%
CONTACT INFORMATION FOR NEWS & UPDATES
♦ WEBSITE ♦ WHITEPAPER ♦ FACEBOOK ♦ TWITTER ♦ TELEGRAM ♦ YOUTUBE ♦ INSTAGRAM ♦ EMAIL
ARTICLE PUBLISHED BY TIVERE AKPORODE
♦ BOUNTY0X PROFILE: TIVERE
submitted by Freeboz to ICOAnalysis [link] [comments]

Groestlcoin Christmas Release!

Groestlcoin Dec 2018 Christmas Release Update

As per usual the 3 months has been all hand-on-deck, helping to bring further adoption utilities to Groestlcoin. The markets have been red but as always that doesn't stop the show from going on with regards to the development since the last release update on 24th September. Here's a recap of what has happened so far:

Recap:

What’s New Today?

Groestlcoin on Trezor Model T

As of the latest version of the Trezor Model T firmware, Groestlcoin is now officially supported! The Trezor Model T is the next-generation cryptocurrency hardware wallet, designed to be your universal vault for all of your digital assets. Store and encrypt your coins, passwords and other digital keys with confidence. The Trezor Model T now supports over 500 cryptocurrencies.

Blockbook MainNet & TestNet Block Explorer

Blockbook is an open-source Groestlcoin blockchain explorer with complete REST and websocket APIs that can be used for writing web wallets and other apps that need more advanced blockchain queries than provided by groestlcoind RPC.
Blockbook REST API provides you with a convenient, powerful and simple way to read data from the groestlcoin network and with it, build your own services.

Features:

Blockbook is available via https://blockbook.groestlcoin.org/ Testnet: https://blockbook-test.groestlcoin.org/ Source code: https://github.com/Groestlcoin/blockbook

Edge Wallet

Groestlcoin has been added to the Edge wallet for Android and iOS. Edge wallet is secure, private and intuitive. By including support for ShapeShift, Simplex and Changelly, Edge allows you to seamlessly shift between digital currencies, anywhere with an internet connection.

Features:

Android: https://play.google.com/store/apps/details?id=co.edgesecure.app
iOS: https://itunes.apple.com/us/app/edge-bitcoin-wallet/id1344400091?mt=8
Direct Android: https://edge.app/app

CoinID Wallet

We are excited to announce that Groestlcoin has been added to CoinID! With integrated cold and hot wallet support, and a host of other unique wallet features, CoinID can easily become your go-to wallet for storing Groestlcoin. More details can be found here: https://coinid.org/s/groestlcoin-wallet-overview.pdf

Features

Android: https://play.google.com/store/apps/details?id=org.coinid.wallet.grs
iOS: https://itunes.apple.com/us/app/grs-wallet-for-coinid/id1439638550

Groestlcoin Sentinel - Windows Released

Groestlcoin Sentinel is the easiest and fastest way to track balances of your Groestlcoin addresses.
Features
You can download it using the links below.
Download the Windows Wallet (64 bit) here: https://github.com/Groestlcoin/Groestlcoin-Sentinel-Windows/releases/download/1.0/SentinelSetup_x64.msi
Download the Windows Wallet (32 bit) here: https://github.com/Groestlcoin/Groestlcoin-Sentinel-Windows/releases/download/1.0/SentinelSetup_x86.msi
Source code: https://github.com/Groestlcoin/Groestlcoin-Sentinel-Windows/

Groestlcoin BIP39 Tool 0.3.9 Update

The Groestlcoin BIP39 tool is an open-source web tool for converting BIP39 mnemonic codes to addresses and private keys. This enables the greatest security against third-party wallets potentially disappearing – You’ll still have access to your funds thanks to this tool.
What’s New
Download the Groestlcoin BIP39 tool here: https://github.com/Groestlcoin/bip39/archive/master.zip
Source code: https://github.com/groestlcoin/bip39
Or use hosted version: https://groestlcoin.org/bip39/

Electrum-GRS 3.2.3 Update

Electrum-GRS is a lightweight "thin client" Groestlcoin wallet Windows, MacOS and Linux based on a client-server protocol. Its main advantages over the original Groestlcoin client include support for multi-signature wallets and not requiring the download of the entire block chain.
What’s New

Electrum + Android Version 3.2.3:

Android: https://play.google.com/store/apps/details?id=org.groestlcoin.electrumgrs
Windows & OSX: https://github.com/Groestlcoin/electrum-grs/releases/
Linux:
sudo apt-get install python3-setuptools python3-pyqt5 python3-pip python3-dev libssl-dev sudo pip3 install groestlcoin_hash sudo pip3 install https://github.com/Groestlcoin/electrum-grs/releases/download/v3.2.3/Electrum-grs-3.2.3.tar.gz electrum-grs
GitHub Source server: https://github.com/Groestlcoin/electrumx-grs
Github Source server installer: https://github.com/Groestlcoin/electrumx-grs-installer
Github Source client: https://github.com/Groestlcoin/electrum-grs

Groestlcoin ivendPay Integration

ivendPay and Groestlcoin cryptocurrency have announced the start of integration.
IT company ivendPay, the developer of a universal multicurrency payment module for automatic and retail trade, intends to integrate Groestlcoin cryptocurrency — one of the oldest and the most reputable Bitcoin forks into the payment system. Groestlcoin is characterized by instant transactions with almost zero commission and is optimal for mass retail trade where micropayments are mostly used.
According to Sergey Danilov, founder and CEO of ivendPay, Groestlcoin will become the 11th cryptocurrency integrated into the payment module. The first working vending machines for the sale of coffee, snacks and souvenirs, equipped with ivendPay modules, served the visitors of the CryptoEvent RIW exhibition at VDNKh in Moscow and accepted Bitcoin, Go Byte, Dash, Bitcoin Cash, Ethereum, Ethereum Classic, Zcash, Bitcoin Gold, Dogecoin and Emercoin. ivendPay terminals are designed and patented to accept payments in electronic money, cryptocurrencies and cash when connecting the corresponding cash terminal. Payment for the purchase takes a few seconds, the choice of the payment currency occurs at the time of placing the order on the screen, the payment is made by QR-code through the cryptocurrency wallet on the smartphone.
The interest in equipping vending machines with ivendPay terminals has already been shown by the companies of Malaysia and Israel, where first test networks would be installed. ivendPay compiles a waiting list for vending networks interested in buying terminals and searches for an investor to launch industrial production. According to Sergey Danilov, the universal payment terminal ivendPay for the vending machine will cost about $500. The founder of ivendPay has welcomed the appearance of Groestlcoin among integrated cryptocurrencies, as it is another step towards the realization of the basic idea of digital money - free and cross-border access to goods and services for everybody.
submitted by Yokomoko_Saleen to groestlcoin [link] [comments]

An in-depth overview of 15 different mobile Bitcoin wallets

Disclaimer: A lot of time went into writing this and more research than I anticipated. Errors are not just possible, they are certain. If you find any mistakes, please reach out to me and I'll edit. Furthermore I know I probably missed a couple apps, there are a lot out there. If I missed a big one, then again contact me and I'll consider adding it. If you are reading this in the future, note that these apps update regularly, anything mentioned here may have changed by the time you are reading it.

What is a mobile wallet?

A mobile Bitcoin wallet is an application for a mobile device which acts as a lightweight wallet and allows you to store, send and receive Bitcoin (or other cryptocurrencies and tokens). Mobile wallets use SPV (Simplified Payment Verification) to allow wallet functionality without having to download the whole blockchain. This is very important as barely any mobile phones have enough storage space required for the full blockchain. Mobile wallets are also considered hotwallets, meaning they have an active connection to the internet. The mere fact of being 'online' allows for a number of attack vectors and as such should never be used to store large amounts. It is however not unsafe per se. Private keys are stored locally and encrypted. Some wallets keep backups of those encrypted private keys on a server of their own, and this is something to take note of, but not to fear. So without further ado, lets get to it. I focused on Android wallets, but many of the wallets mentioned here have iOS versions.

Quick overview

Name Segwit Multisig Backup Other coins Fee Choice Privacy Options Depth/Complexity
Samourai Yes No 12 word seed + passphrase No Custom A ton Advanced
Bread No No 12 word seed No 2 Options No Beginner
GreenAddress Yes Yes 24 word seed No Custom Tor Optional Intermediate
AirBitz No No Private seed No Custom-ish No Beginner
Electrum Yes Yes 12 word seed No Custom Proxy possible Intermediate
Copay No Yes 12 word seed No Custom No Beginner
ArcBit No No 12 word seed No Fixed or Dynamic No Beginner
CoinSpace No No 12 word seed BCH/LTC/ETH 3 Options No Intermediate
Simple Bitcoin No No 12 word seed No None No Beginner
Bither No No 12 word seed BCH/BCG 4 choices No Intermediate
GreenBits Yes No 24 word seed No Custom No Beginner
Jaxx No No 12 word seed A ton 3 options No Advanced
Xapo / / / / / Public /
Coinomi No No 18 word seed A ton Custom No Advanced
Mycelium No No 12 word seed No Scrollwheel Tor Optional Intermediate

Wallet Breakdown

Samourai

Samourai focusses heavily on anonymity and obfuscation. Addresses are never used more than once. When making a transaction there is an obfuscation slider. Samourai has had SegWit enabled since October. Furthermore it offers a plethora of different features, too much to sum up here. If you are an advanced crypto-user you should definitely check out this wallet and their website which explains all of the different features. The UI takes a bit of getting used to though.

Breadwallet

Breadwallet is a very simple to use, straightforward app. The UI is slick and intuitive and in-app support to basic questions is very well incorporated. This could be a good wallet for a new person to the scene. The lack of advanced features will make this app not the go-to for more experienced users. It does however feature fingerprint authentication, which is cool, as well as BCH extraction. The lack if SegWit and complete absence of custom fee's is a problem though, especially since fees have gone up during the recent BTC spike. With only 2 fee options to choose from I simply can not recommend this wallet to people who are looking to make frequent transactions.

GreenAddress

When I first started with Greenaddress I didn't like the UI, I found it a bit clumsy. So definitely not user-friendly for a beginner. On the plus side it allows a choice of 2FA settings. Furthermore it has SegWit enabled and it has some advanced features like nLockTime transactions and it offers a service for instant transactions. This all feels very Lightning Network-y, which makes sense as GreenAddress is a part of Blockstream. Our friends in the other sub will most likely have something to say about this. I'll refrain from this and just say the following: this is an advanced wallet with promising features. If they clean up their UI a bit I could see myself using this without hesitation. The fact that they have MultiSig is a big plus as most mobile wallets do not have this functionality.

AirBitz

Unlike any other wallet I fired up at that point, this app did not prompt me with a 12- or 24-word seed. Instead it made me make an account, the regular username/password combo. After some research I found that these are not stored in a local database on their end. Which means that recovering your password in case of loss like with every other username/password login method we are so used to, is not possible. It is merely a different representation of an encryption key, allowing you access to your private keys. It features some interesting stuff though, NFC-compliant transactions and Bluetooth Low Energy (BLE) for example. Clearly this app is meant to be a bridge between users and merchants and has focus on making regular in-person transactions. Thus it mimics some non-crypto related payment apps that we have. Personally, I am not a fan, but I can appreciate the design philosophy and I would't be surprised if their design model worked very well in the future with the LN or with other crypto's that focus on small payments. As for the UI, it's fairly simple, yet horribly cluttered with partnered services. Good for non-techies maybe, but not for more experienced crypto-enthusiasts.

Electrum

Much like the desktop wallet I used years ago when I first started with Bitcoin, the mobile wallet is minimal. Straightforward and without fancy colors or UI. For those of us who have known the internet before Facebook, this app will feel strangely familiar. This is a classic example of a no-nonsense wallet with the features that really matter. SegWit and MultiSig enabled. A further lack of advanced options might be a turn-off for some users out there though. I did however find the option to spend coins from unconfirmed transactions. This could be very useful in case you want to cancel out a previously stuck or erroneous transaction and ensure it's never cleared. One downside to this wallet is the very primitive way of setting a custom fee. No guidelines, scrollwheel or info. Just a simple box in which to put your fee which won't help intermediate users, only experienced users.

CoPay

Of all the apps I've tried up to this point, CoPay had the best initializing phase, succinctly explaining risk and security. I can not imagine a better intro to a wallet for a first time bitcoiner. It being of a product of BitPay, of which I am personally not a fan, I have to admit though. This app looks clean, feels fast and is easy to use. It successfully demystified MultiSig functionality in its UI and partnered services are not obtrusive in the design. Downsides are lack of fee setting possibilities and SegWit. The latter I really do not understand given their main core of business. If it wasn't for those last two points, I would not see why not to recommend this wallet.

ArcBit

This app dissapointed me a bit. It starts out of the box, not mentioning any backup seeds or tutorial on the wallet itself or Bitcoin. It has no SegWit, no MultiSig, a lack of features and whilst a backup seed can still be requested from the settings, I feel it is of the utmost importance that such a security measure is not quickly overlooked. The lack of fee management tops it off. While this wallet works just fine and looks just fine, there are too many alternatives out there with better options and functionality for me to ever advise anyone to use this wallet.

CoinSpace

CoinSpace is one of those apps that could be really cool, but completely missed the boat on some other design choices. In-app ads unless you pay 1.6$ or something. Settings hidden behind a CoinSpace login screen. It features multiple tokens though with built in conversion through ShapeShift, which could have been awesome. But the excessive ads are just a big no-no. Lack of SegWit and limited fee options make this one of the least interesting wallets out there.

Simple Bitcoin Wallet

Simple Bitcoin is a very basic, barebone wallet. Feels like a one-man project. Almost no settings possible at all. There's much better out there.

Bither

I oddly liked Bither because of its design that reminded me of websites from the 2005-ish era using lots of gradients. Its one of those apps that you either like or you don't. The UI is not bad, but could be better, there's some functionality hidden in the settings, but not enough to satisfy. One very useful feature is built in BCH and BCG extraction. This is the first app I encountered with built in Bitcoin Gold access. It also has a separate tab with just market price information, which is really useful for the price ticker addicts among us. Furthermore it features Cold/Hot Storage View which allows you to monitor cold storage and with a nice graph shows you the distribution between Hot and Cold. Cool stuff. I would suggest to check it out, I'm sure some people will like and some won't. Do note, no SegWit. I would personally use this as a view-wallet only. Not as a spending wallet.

GreenBits

GreenBits is like the light version of GreenAddress. I tried looking for why one team would make 2 wallets but could not find a definitive answer asides from GreenBits being Android-native. And while some resources state MultiSig functionality and Tor through Orbot, I couldn't find those in this app. It does however sport SegWit and custom fees like GreenAddress. On the UI front I feel much more comfortable with this app though and I could see it being better received by average users. Looks like a good spending wallet without much extra.

Jaxx

Jaxx is a rather large wallet that supports many many many different coins with built in ShapeShift functionality. It did suffer from a hack earlier this year which is why this wallet has been discredited. I would however suggest looking into this one if you are invested in multiple different coins and regularly swap between them to get some financial edge. Lack of SegWit and fee options don't make this an ideal app for Bitcoin-only users.

Xapo

Xapo, known for its cold storage solutions was one of the apps I was eager to check out. Upon starting I however first had to verify through a text message, giving up my phone number, after which I was greeted by a 'Continue with Facebook or email' - screen. Upon choosing email, I was further asked to give up personal information. Nothing personal against these types of business models, but this is not what I am looking for in a mobile wallet. Centralization of personal information is quite in contrast with the decentralized and pseudonymous qualities of cryptocurrencies. This being the 13th wallet I've fired up tonight, I decided to give this one a pass.

Coinomi

Coinomi is very similar to Jaxx in the way that it supports a crapload of different currencies and in-app conversions between different tokens through ShapeShift and additionally Changelly. It does look quite a bit more straightforward though. A good alternative to Jaxx for those multicrypto traders among us. Unfortunately yet again not the best for straight Bitcoiners due to lack of SegWit. It has custom fees though, but much like Electrum, there's no real help here and it's just a manual input.

Mycelium

Mycelium has been my wallet app for a couple years now. Unfortunately the delay in SegWit adoption has me looking elsewhere and in succession writing this article. I really liked the recent addition of the fee scrollwheel, which is still the most detailed and succesful implementation of custom fees in any app I've seen. Having tried out many other apps at this point I can now see Mycelium, while not particulary user-unfriendly, could still very much improve its UI. It is however not a bad wallet, never crashed on me, always ran smooth through multiple updates. But let's not get sentimental here, it's a solid app, but its time for me and maybe you as well to try out something different ;-)

Conclusion

In this excruciatingly long article I've ran through a couple different wallet apps. One thing to learn is that not a single one of these is perfect and there's still room for improvement on many fronts. Which wallet holds your preference today depends largely on what you are looking for in a wallet. Do you want the cheapest transactions, then go for one of the SegWit enabled wallets. Do you like cool functionality, then check out Bither. Is anonymity of a concern to you then Samourai looks like the clear winner. More into multiple coins at once, then Coinomi or Jaxx is the way to go. And this is mobile wallets only, you have your desktop wallets, hardware wallets, cold storage solutions, paper wallets. But I'm all out of ink tonight!
I can't give you specific advise. In this world of cryptocurrencies we are in control of our own money. Being in control of your own money means being responsible for its security too. So make your own decision and due diligence.
Edit: Thanks everyone for the awesome responses. I've had some requests to further mention some important information regarding the wallets. I will write these down here as a memo to myself in the future, at which point I will review the state of mobile apps in greater detail once again. - Open Source or not - iOS version or not - Adding iOS only wallet apps
submitted by Zyntra to BitcoinBeginners [link] [comments]

[Myriad] Monthly wrap up

Hey! Every month there will be a wrap up about what is being done and what is still work in progress! We will try to do it every 10th of the month. Every event will be backed up with a source, which is open for everyone. Myriad is a community coin and is actively being worked on. If you have any questions according completed work or work in progress, feel free to ask.

Completed:

  1. Myriad Coin Browser Extension . A simple addon that displays a detailed ticker for myriad made by reddit user VerifiedMadgod.
  2. StockTwits stream is being opened
  3. Myriadchain.info is being launched . Basically, means it gives a good first glance about myriad, including a Bittrex chart and mining difficulty etc.
  4. Age of chains mention. Age of chains is a Cryptocurrency trading card game.
  5. Myriadcoin update 0.14.2.0-rc1
Summarized release note 0.14.2.0-rc1

Work in progress (No release date yet)

  1. New website design. Couple designs are being made. Currently we are picking the right design, which does fit myriad the best.
  2. Updating outdated Bitcointalk post. Currently we are trying to update this bitcointalk post which is being written in 2014 (Yeah, that’s old..).
  3. Core: Rebase to 0.14.2. Rebase to 0.14.2 there is a bounty of 3mil on this. Huge project.
  4. Update Android/IOS wallet. Android/IOS wallet update. IOS wallet is in development same goes for Android but on a lower priority.
Special mentions
  1. A great article by CryptostoneMyriad (XMY) – A real sleeping Giant. It basically covers all the inside outs of Myriad as coin. Good analyze of the coin with a solid conclusion.
  2. Keepmyshirt is still going strong with the Myriad stickers!. An easy way to contribute to Myriad coin and spreading out the word!
  3. Youtube video about the myriadMyriadcoin Mine Anyway You Want To!.
Disclaimer: The usage of a link shortener is purely to generate money to use on any related Myriad coin event, this does cover marketing and other expenses.
See you next month,
Greetings, Diedo
submitted by Xanthaes to myriadcoin [link] [comments]

CHIMPION

CHIMPION

https://preview.redd.it/qt454okwy6e21.png?width=320&format=png&auto=webp&s=af4f73f51222913e51e619bb7e99c0aa6bdf4e1f

INTRODUCTION

Cryptocurrency is essentially digital money traded from one person to another through the use of pseudonyms. There are no intermediaries like banks, no governmental oversight or authority, and no fees. The “crypto” in cryptocurrency refers to the use of cryptography to ensure the security and privacy of every transaction.
New coins are created through a technique called mining. The process requires powerful computers that solve complex math problems. Each problem should take about 10 minutes to solve, and results in the creation of a predetermined number of coins. The total number of coins that can be created is fixed — there’s a limit of 21 million bitcoins that can be created. The number of coins rewarded for solving each problem dwindles as time goes on.
Bitcoin is believed to have been created in 2009 by Satoshi Nakamoto, an enigmatic figure who has so far proven all but impossible to definitively identify. By using cryptography to control the creation and tracking of a digital currency, Nakamoto took that power away from central authorities like governments.
Bitcoin was the first and most famous digital currency, but you can choose from more than 1,500, including ether, litecoin and even cryptokitties. For awhile, you saw these currencies only in the darkest corners of the internet, where people used them for all sorts of questionable, even illegal, activities. Drug dealers liked them because they made transactions all but invisible, and trolls at the Kremlin-backed Internet Research Agency used bitcoin to finance their campaign to influence the 2016 election.
That started to change in 2014, when Overstock became the first major US retailer to accept bitcoin. Companies like Expedia and Microsoft followed suit.
One of the biggest misconceptions about cryptocurrencies is that you need thousands of dollars to invest. It’s an easy assumption to make, especially in the case of bitcoin, which stayed under $1,000 from about 2010 to 2017. But then it took off, surpassing thousand-dollar milestones at a pace that seemed quicker than you could refresh your phone.
The staggering value is off-putting to many. But unlike most stocks, you can buy a fraction of a bitcoin so you don’t need thousands to get into the crypto game.

OVERVIEW OF CHIMPION

Chimpion is an all in one ecommerce, point of sale, digital wallet with crypto to fiat settlement system. Chimpion’s is launching e-commerce storefronts that allow merchants to accept cryptocurrency payments, choosing their favorite altcoin as the base currency denomination and allowing the merchant to settle their crypto into fiat through a stablecoin.
Additionally, Chimpion is an e-commerce network whose aim is to disrupt the traditional mode of payment when purchasing merchandise. Most merchants do not accept cryptocurrency as a mode of payment from their customers but with #chimpion all merchants on their platform will accept payments made with cryptocurrencies. Merchants will be able to choose what cryptocurrency they want to be paid with while customers can choose merchants with best price to patronize.
It provides an avenue for merchants to aim their preferred cryptocurrency audience whilst bringing liquidity to their ideal cryptocurrency. Merchants will be patronized by customers with actively trading digital assets or stable coins, and they won’t have to deal with issues of reversed payment after it has been made because any transaction confirmed on the blockchain is irreversible.
CHIMPION offers customers a fair & trusted platform where goods can be purchased with the best prices, goods bought will always be in good condition because vendors will be vetted before showcasing their products. As a loyalty reward for regular customers, they will be incentivized with #bnana tokens, customers will have unrestricted access to elite vendors worldwide. There will be no need to trade cryptocurrency for FIAT before purchasing anything.
CHIMPION is currently working with cryptocurrency projects to help them bring utility to their projects by helping them launch their online crypto stores. #chimpion aims to make the use of cryptocurrency accepted worldwide whenever goods are bought.

BCD PAY WALLET

BCD PAY WALLET is integrated with #chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD
BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.

https://preview.redd.it/hu0dz4hbz6e21.png?width=1717&format=png&auto=webp&s=0d6f8421eb2f89aef34bda2a94fb459c8fd859ab

CHIMPION CURRENT MERCHANTS

  1. BCD Bazaar
  2. Marks Jewelers
  3. Mahone’s Wallpaper Shop
  4. Rosetta Coffee

ABOUT CHIMPION TOKEN (BNANA)

BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on #chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.

TOKEN ECONOMICS

COIN NAME: CHIMPION
TICKER: BNANA
NETWORK: EOS COMPATIBLE
TOTAL SUPPLY: 100 BILLION BNANA

COIN ALLOCATION

TEAM & ADVISORY: 5.15%
MARKETING: 7.22%
FOUNDATION PAYROLL: 10.31%
STRATEGY PARTNERS: 15.46%
COMMUNITY AIRDROP: 61.86%
THE CORE TEAM

https://preview.redd.it/41tjsknmz6e21.png?width=798&format=png&auto=webp&s=f4e05ab5b093b0ce831cee30c244d876f99943f0
ROADMAP AND DEVELOPMENT PLAN

https://preview.redd.it/umzve3ooz6e21.png?width=518&format=png&auto=webp&s=347d5de8d7a4d3efa3c4c234330a7bdd7a8c0321
FIND BELOW INVESTORS RESOURCE AND LINKS FOR MORE INFORMATION:

WEBSITE: https://www.chimpion.io/
WHITEPAPER: https://www.chimpion.io/whitepape
TELEGRAM: https://t.me/chimpionio/
FACEBOOK: https://www.facebook.com/Chimpionio/

PUBLISHER
Bounty0x Username: idrixoxo

submitted by idrixoxo2015 to u/idrixoxo2015 [link] [comments]

CHIMPION - ENABLING MERCHANTS ADOPT E-COMMERCE THROUGH DIGITAL CURRENCY

CHIMPION - ENABLING MERCHANTS ADOPT E-COMMERCE THROUGH DIGITAL CURRENCY
https://preview.redd.it/mqnpnnhsx6e21.png?width=1600&format=png&auto=webp&s=506fe4a56f9e24b18d3f96a30fcd7a9e1ab3cfc4

INTRODUCTION

Blockchain is originally known as bloc chain, It is a growing list of records known as blocks which is linked using cryptography, each of these blocks contain a cryptographic hash of the initial block, a transaction data and a time stamp.
Since its emergence in the year 2008, when Nakamoto satoshi discovered and introduced bitcoin, there has been serious efforts to integrate the blockchain technology into several aspects of various process of global business , The blockchain technology has been described as having the potential to disrupt many industries with immutability, low-cost transaction, and enhanced maximum security. So many other blockchain implementations have been deployed and developed with unique features designed to specific use-cases.
The blockchain technology has made possible to issue assets through a distributed ledger framework. With cryptocurrency tokens, Assets can be given economic value in order to validate and initiate transactional processes.

ADVANTAGES OF BLOCKCHAIN:

  1. Decentralised payment processing,
  2. Creating an immutable system of recording,
  3. Reducing Cost of Transaction and
  4. Enhanced Security.
Now that we have reminded ourselves of what blockchain technology is, let’s look into the subject matter.

WHAT EXACTLY IS CHIMPION

Chimpion is an all in one ecommerce, point of sale, digital wallet with crypto to fiat settlement system. Chimpion’s is launching e-commerce storefronts that allow merchants to accept cryptocurrency payments, choosing their favorite altcoin as the base currency denomination and allowing the merchant to settle their crypto into fiat through a stablecoin.
Additionally, Chimpion is an e-commerce network whose aim is to disrupt the traditional mode of payment when purchasing merchandise. Most merchants do not accept cryptocurrency as a mode of payment from their customers but with #chimpion all merchants on their platform will accept payments made with cryptocurrencies. Merchants will be able to choose what cryptocurrency they want to be paid with while customers can choose merchants with best price to patronize.
It provides an avenue for merchants to aim their preferred cryptocurrency audience whilst bringing liquidity to their ideal cryptocurrency. Merchants will be patronized by customers with actively trading digital assets or stable coins, and they won’t have to deal with issues of reversed payment after it has been made because any transaction confirmed on the blockchain is irreversible.
CHIMPION offers customers a fair & trusted platform where goods can be purchased with the best prices, goods bought will always be in good condition because vendors will be vetted before showcasing their products. As a loyalty reward for regular customers, they will be incentivized with #bnana tokens, customers will have unrestricted access to elite vendors worldwide. There will be no need to trade cryptocurrency for FIAT before purchasing anything.
CHIMPION is currently working with cryptocurrency projects to help them bring utility to their projects by helping them launch their online crypto stores. #chimpion aims to make the use of cryptocurrency accepted worldwide whenever goods are bought.

BCD PAY WALLET

BCD PAY WALLET is integrated with #chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD

BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.

https://preview.redd.it/cormd6b1y6e21.png?width=1717&format=png&auto=webp&s=edd49bb066d59a0711c454f1527ad614df3e9d4d

CHIMPION CURRENT MERCHANTS

  1. BCD Bazaar
  2. Marks Jewelers
  3. Mahone’s Wallpaper Shop
  4. Rosetta Coffee

ABOUT CHIMPION TOKEN (BNANA)

BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on #chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.

TOKEN ECONOMICS

COIN NAME: CHIMPION
TICKER: BNANA
NETWORK: EOS COMPATIBLE
TOTAL SUPPLY: 100 BILLION BNANA

COIN ALLOCATION

TEAM & ADVISORY: 5.15%
MARKETING: 7.22%
FOUNDATION PAYROLL: 10.31%
STRATEGY PARTNERS: 15.46%
COMMUNITY AIRDROP: 61.86%
THE CORE TEAM

https://preview.redd.it/hf1na1h4y6e21.png?width=798&format=png&auto=webp&s=e3474113d681e9a5713d59a1a0b68acb60d112b6
ROADMAP AND DEVELOPMENT PLAN

https://preview.redd.it/ivznycs5y6e21.png?width=518&format=png&auto=webp&s=2f2a41e6ed7271e83f88431d5789607276fc42fd
FIND BELOW INVESTORS RESOURCE AND LINKS FOR MORE INFORMATION:
WEBSITE: https://www.chimpion.io/
WHITEPAPER: https://www.chimpion.io/whitepape
TELEGRAM: https://t.me/chimpionio/
FACEBOOK: https://www.facebook.com/Chimpionio/
PUBLISHER
Bounty0x Username: idrixoxo
submitted by idrixoxo2015 to u/idrixoxo2015 [link] [comments]

CHIMPION

CHIMPION

https://preview.redd.it/yknjrigd17e21.png?width=731&format=png&auto=webp&s=6afa21c3fc860b37df74b3f0bb887b373b76702f

INTRODUCTION

Since the emergence of blockchain technology in 2008 when Satoshi Nakamoto introduced bitcoin, there have been rigorous efforts to apply the blockchain to several aspects of the global business process, Blockchain technology has been described as having the potential to disrupt many industries with a low-cost transaction, immutability, and enhanced security. In the years that have followed, many other blockchain implementations have been developed with each one exhibiting unique features tailored to specific use-cases.
Blockchain has made it possible to issue just about any asset via a distributed ledger framework. With the aid of cryptocurrency tokens, these assets can be given economic value in order to initiate and validate several transactional processes. Several on-chain protocols have been developed by a number of startups and established companies alike in order to create blockchain-based solutions.

OVERVIEW OF CHIMPION

Chimpion is an all in one ecommerce, point of sale, digital wallet with crypto to fiat settlement system. Chimpion’s is launching e-commerce storefronts that allow merchants to accept cryptocurrency payments, choosing their favorite altcoin as the base currency denomination and allowing the merchant to settle their crypto into fiat through a stablecoin.
Additionally, Chimpion is an e-commerce network whose aim is to disrupt the traditional mode of payment when purchasing merchandise. Most merchants do not accept cryptocurrency as a mode of payment from their customers but with #chimpion all merchants on their platform will accept payments made with cryptocurrencies. Merchants will be able to choose what cryptocurrency they want to be paid with while customers can choose merchants with best price to patronize.
It provides an avenue for merchants to aim their preferred cryptocurrency audience whilst bringing liquidity to their ideal cryptocurrency. Merchants will be patronized by customers with actively trading digital assets or stable coins, and they won’t have to deal with issues of reversed payment after it has been made because any transaction confirmed on the blockchain is irreversible.
CHIMPION offers customers a fair & trusted platform where goods can be purchased with the best prices, goods bought will always be in good condition because vendors will be vetted before showcasing their products. As a loyalty reward for regular customers, they will be incentivized with #bnana tokens, customers will have unrestricted access to elite vendors worldwide. There will be no need to trade cryptocurrency for FIAT before purchasing anything.
CHIMPION is currently working with cryptocurrency projects to help them bring utility to their projects by helping them launch their online crypto stores. #chimpion aims to make the use of cryptocurrency accepted worldwide whenever goods are bought.

BCD PAY WALLET

BCD PAY WALLET is integrated with #chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD
BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.

CHIMPION CURRENT MERCHANTS

  1. BCD Bazaar
  2. Marks Jewelers
  3. Mahone’s Wallpaper Shop
  4. Rosetta Coffee

ABOUT CHIMPION TOKEN (BNANA)

BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on #chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.

TOKEN ECONOMICS

COIN NAME: CHIMPION
TICKER: BNANA
NETWORK: EOS COMPATIBLE
TOTAL SUPPLY: 100 BILLION BNANA

COIN ALLOCATION

TEAM & ADVISORY: 5.15%
MARKETING: 7.22%
FOUNDATION PAYROLL: 10.31%
STRATEGY PARTNERS: 15.46%
COMMUNITY AIRDROP: 61.86%

FIND BELOW INVESTORS RESOURCE AND LINKS FOR MORE INFORMATION:

WEBSITE: https://www.chimpion.io/
WHITEPAPER: https://www.chimpion.io/whitepape
TELEGRAM: https://t.me/chimpionio/
FACEBOOK: https://www.facebook.com/Chimpionio/
PUBLISHER
Bounty0x Username: idrixoxo

submitted by idrixoxo2015 to u/idrixoxo2015 [link] [comments]

CHIMPION

PRELIMINARY
Globally, the world is faced with lots of financial transaction complexities which often results in lots of mishaps. Traditionally, e-commerce institutions which include banks, credit cards, debit cards, and cash transfers faces lots of failures, security risks, and awkward transaction hiccups coupled with exorbitant charges from online shop owners and the use POS (point of sales).
The blockchain technology is known for its decentralization, transparency, seamlessness, security and fast nature, transactions carried out by the blockchain can without any argument be doubted by any party ranging from the seller to the buyer because everything is clearly registered on the blockchain - time stamp, amount sent or received, and wallet addresses can be seen by the public.
The blockchain technology is the most used invention in the world since its debut in 2008 up until today been the 19th day of January 2019. Digital assets were created to be used as a payment gateway when transacting to eradicate the traditional complexities we face today. Mobile payment has proven to become the most secured, used, convenient, and easy mode of payment because it averts forged transactions.
INTRODUCING CHIMPION E-COMMERCE NETWORK
CHIMPION is an e-commerce network whose aim is to disrupt the traditional mode of payment when purchasing merchandise. Most merchants do not accept cryptocurrency as a mode of payment from their customers but with #chimpion all merchants on their platform will accept payments made with cryptocurrencies. Merchants will be able to choose what cryptocurrency they want to be paid with while customers can choose merchants with best price to patronize.
CHIMPION provides an avenue for merchants to aim their preferred cryptocurrency audience whilst bringing liquidity to their ideal cryptocurrency. Merchants will be patronized by customers with actively trading digital assets or stable coins, and they won’t have to deal with issues of reversed payment after it has been made because any transaction confirmed on the blockchain is irreversible.
CHIMPION offers customers a fair & trusted platform where goods can be purchased with the best prices, goods bought will always be in good condition because vendors will be vetted before showcasing their products. As a loyalty reward for regular customers, they will be incentivized with #bnana tokens, customers will have unrestricted access to elite vendors worldwide. There will be no need to trade cryptocurrency for FIAT before purchasing anything.
CHIMPION is currently working with cryptocurrency projects to help them bring utility to their projects by helping them launch their online crypto stores. #chimpionaims to make the use of cryptocurrency accepted worldwide whenever goods are bought.
CHIMPION CURRENT MERCHANTS
Below are vendors already avetted by#chimpion what this means is that they are trusted & goods purchased from them are authentic and in good condition ♦ BCD Bazaar ♦ Marks Jewelers ♦ Mahone’s Wallpaper Shop ♦ Rosetta Coffee
CHIMPION TOKEN (BNANA)
BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on #chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.
BCD PAY WALLET
BCD PAY WALLET is integrated with#chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD 
BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.
COIN ECONOMICS
COIN NAME: CHIMPION TICKER: BNANA NETWORK: EOS COMPATIBLE TOTAL SUPPLY: 100 BILLION BNANA
COIN ALLOCATION
TEAM & ADVISORY: 5.15% MARKETING: 7.22% FOUNDATION PAYROLL: 10.31% STRATEGY PARTNERS: 15.46% COMMUNITY AIRDROP: 61.86%
CONTACT INFORMATION FOR NEWS & UPDATES
♦ WEBSITE ♦ WHITEPAPER ♦ FACEBOOK ♦ TWITTER ♦ TELEGRAM ♦ YOUTUBE ♦ INSTAGRAM ♦ EMAIL
ARTICLE PUBLISHED BY TIVERE AKPORODE
♦ BOUNTY0X PROFILE: TIVERE
submitted by Freeboz to ico [link] [comments]

Beginner's Guide to Exchanges - Part 2

Beginner’s Guide to Exchanges – Part 2

A little late, but as promised here is Part 2 of the Beginner’s Guide to Exchanges. I would like to sincerely thank everyone for their support and feedback in making these.
Link to Part 1
This time I also made a Google Docs survey in the hopes of sharing the results with the community. I thought we could share what we use as a whole and why redditors choose the exchanges they do. For skeptics (as you all should be), I assure you that I am not collecting personal information. This is for recreation and if you are still wary, then by all means abstain!
Link to Survey
In Part 3 I will be wrapping up this series by covering decentralized, semi-decentralized, and derivative exchanges. Here it goes!

00 – Concepts and Definitions (Continued)

04 – Fiat Exchanges – Canada

QuadrigaCX

Country Linked Bank Transfer Wire Transfer Paypal Credit/Debit Crypto Transfer
CAD Deposit 1%/ Withdraw Free Free Free (Withdraw Only) 1% (Withdraw Only) Free
USD - Free Free (Withdraw Only) - Free
Exchange Type Maker Taker
Fiat .5% .5%
BTC/ETH .2% .2%
Feature Details
2FA Google Authenticator or Email 2FA Available
Wallet Security Undisclosed amount of funds in cold storage
Web Security 3rd Party Security provided by CloudFlare
Bug Bounty Expired $50 bounties
Tier Level Name Email DOB Phone Address Official ID Bank Info Credit Score Limits
Basic Account X X Digital only, Limits Vary
Verified Account X X X X X X Limits Vary

05 – Fiat Exchanges – Europe

CEX.IO

Country Credit/Debit Bank Transfer Crypto Transfer
Europe 3.5%+ €0.24 Deposit €0 / Withdraw €25 (SEPA €10) Free
Russia 5% + ₽ 15.57 - -
UK 3.5%+ £0.20 Deposit £0 / Withdraw £20 (SEPA Free
US 3.5%+ $0.25 Deposit $0 / Withdraw $50 Deposit $0 / Withdraw 1%
Exchange Type Maker Taker
All Currencies 0% .20%
Feature Details
2FA Google Authenticator Available
Wallet Security Undisclosed amount of funds in cold storage
Credit Card Data Overseen by 3rd Party Kyte Consultants
Web Security SSL Certificates and Encrypted Personal Data
Tier Level Name Email DOB Phone Address ID + Photo Bank Info KYC Limits
Basic Account X X X Digital only
Verified Account X X X X X X $10,000 Daily/$100,000 Monthly

BTC-E / XBTC-E

Country Credit/Debit Bank Transfer Paypal
Europe - SEPA - Deposit .5% / Withdraw 1% (€100 min) -
Russia 6% 6% -
US 7% Deposit .5% ($20 min) / Withdraw 1% ($100 min) 7%
Exchange Type Maker Taker
All Currencies .20% .20%
Feature Details
2FA Google Authenticator Available
Password Expiration Must be changed every 6 months
DDoS Protection 3rd Party Security Services provided by CloudFlare
Bug Bounty Yes at xBTCe
Tier Level Name Email DOB Phone Address Official ID Bank Info KYC Limits
Verified User X X X X X No Stated Limits

Liqui.io

Exchange Type Maker Taker
All Digital Currencies 0.1% .25%
Feature Details
2FA Google Authenticator Available
Bug Bounty Reported bounty posted on HackerOne (unconfirmed)

06 – Fiat Exchanges – South Korea

안녕하세요 여러분! 혹시 우리 한국인 친구 이 보고서를 한국어로 읽고 싶어한다면 알려주세요. 관심이 많이 있다면 간단한 한국어 보고서도 만들 수 있습니다. This year, ETH has taken off like a rocket in the Land of the Morning Calm. With a population of just 50 million, South Koreans account for almost 30% of daily ETH trade volume. Even more surprising is that currently the daily volume of ETH is about 5 times higher than that of Bitcoin on Korean exchanges. Since demand is high, ETH is trading at a premium on Korean exchanges. Some users have been talking about capitalizing off this imbalance by trading on arbitrage between exchanges. For those who have no connection to Korea and hope to do so, I have bad news – all Korean exchanges require a National ID number and access to a Korean bank account. This makes Korean exchanges virtually closed to Korean nationals and those with long-term visas. Sorry everyone.

Bithumb

Coinone

Korbit

07 – Fiat Exchanges – China

With a great deal of anticipation, major Chinese exchanges started trading ETH this summer. Since these exchanges deal huge volumes of Bitcoin already, naturally it was expected that they invest heavily into ETH as well. So far this hasn’t quite lived up to the hype with many exchanges still favoring Bitcoin, Litecoin, Altcoins, and even Ethereum Classic (Gulp). Three of these exchanges underwent inspections by the Peoples Bank of China earlier this year and will be working closely with the government to ease fears of money laundering and market manipulation. There are a lot of Chinese sites, and since my Chinese is non-existent this list is basically just for name recognition. In many ways these sites are very similar in regards to security, verification, and fees compared to their western counterparts; just marketed at a different audience and currency. If users are seriously interested in these exchanges and making reviews, please contribute or ask!

OK Coin

Huobi

CH-BTC

Yunbi

08 – Coinswaps & Cryto-converters

ShapeShift

Changelly

submitted by poop_dragon to ethtrader [link] [comments]

Top 5 Best #Cryptocurrency Wallets - YouTube bitcoin ticker PHP tutorial from btc-e API using json+php Crypto Widgets (for Android) Top 2 Ligit Bitcoin Mining Site600 Ghs Free Earn $400 Per Month2019 Bitcoin Miner 2020 no fee

There are 14 best crypto android applications with their Google Play Store links in this category, they include; 1. Bitcoin Checker 2. Crypto Price IQ -Crypto Price Alerts and News 3. Bitcoin Ticker 4. Coinbase -Buy Bitcoin & More. Secure Wallet 5. Blockchain Wallet. Bitcoin, Bitcoin Cash, Ethereum. 6. Blockfolio Bitcoin/Altcoin App 7. Coins.ph Wallet 8. Cryptonator 9. Mycelium 10. Bitmap ... Best Android bitcoin apps. Filters: Free bitcoin wallet user interface play store trading app to use interface customization options. Bitcoin Ticker Widget. Finance. 7K ratings. Free "Thank you creators of this solid Bitcoin app" Free Bitcoin - Wheel of Satoshi. Finance. 3K ratings. Free "Thanks for a great bitcoin app" Free Bitcoin Spinner . Finance. 1K ratings. Free "Absolutely the BEST FREE ... Bitcoin Ticker Widget is one excellent cryptocurrency rate tracking app for the Android platform. The simple UI and great functionality provided by the widget creation is what makes this app one of the best cryptocurrency apps for Android. Bitcoin Ticker Widget. Using the app, you can create desktop widgets that will keep updating the cryptocurrency price real time, and you can create multiple ... Bitcoin Ticker Widget (XBT Apps) Here’s one more app for Android and iOS devices called Bitcoin Ticker Widget. This one is similar to Coin Stats in a sense that it does all the same things: sources prices from exchanges, provides historic trade volume data, sends push notifications and gives to access to latest crypto news. 10 Best Cryptocurrency Apps for Android. By admin On Aug 14, 2020. 0. Share. There’s no denying the kind of popularity that cryptocurrencies have amassed since their inception. You may be one of many people who want to catch this financial train, but you need a little direction. Thankfully, numerous apps can be used to a significant effect to help you along your crypto journey. Here are the ...

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Top 5 Best #Cryptocurrency Wallets - YouTube

Crypto coin price tracker application for Android. You have 3 widgets 2 price tickers for track coin price and percent change in last 24 hours 1 single coin portfolio to track total value of one ... Ticker symbols used to symbolize bitcoin are btc and xbt. Its unicode character is small amounts of bitcoin used as opportunity devices are millibitcoin (mbtc), bit and satoshi. Named in homage to ... #Buy Bitcoin With Gift Card #best bitcoin miner software 2020 #best bitcoin mining app 2020 #bitcoin mining android 2020 #telegram bitcoin mining bot 2020 #best bitcoin miner 2020 #best bitcoin ... Top 5 Best Cryptocurrency Wallets You'll receive $10 in free bitcoin by signing up with this link http://bit.ly/2oesV41 Bitcoin & Etherum Storage Wallet: htt... MAKE BITCOIN TICKERS AND SHOW THEM IN YOUR ANDROID APP OR IN YOUR WEBPAGES TICKER LINK ===== https://btc-e.com/api/2/btc_usd/ticker

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